Introduction to Portability Requests
PIX key claims and portability are special mechanisms provided by the central bank for potential changes in PIX key ownership.
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Claims are used in cases where there is a change in ownership of a key (phone or email), and the new owner wishes to create a link for their account, but the previous owner (former holder of the phone or email) already has a record in the DICT with this key.
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Portabilities are used when the key owner wishes to change its linkage to another account, which is domiciled in a different participant from the current one. For each type of ownership change resource, there are only a few types of keys enabled, which are:
Compatible | Claim | Portability |
---|---|---|
cpf | ✓ | |
cnpj | ✓ | |
phone_number | ✓ | ✓ |
✓ | ✓ | |
random_key |
In the scope of indirect PIX, the ownership change mechanisms will work with the same premises, with special routes provided in the QI Tech infrastructure so that accounts enabled to use indirect PIX can make requests and receive responses from the flows presented above.
1. Claimant Flow
The flowcharts below represent the behaviors pertinent to the claim flow of PIX key
1.1. QI Tech Indirect Participant requests opening a portability request
1.2. Donor Bank confirms receipt of portability request
1.3. QI Tech Indirect Participant completes the portability request and the PIX key link is created
1.4. QI Tech Indirect Participant completes the portability request and the PIX key link is created
Portability Requests with confirmed status can only be canceled if they are of type "fraud"
2. Donor Flow
The flowcharts below represent the behaviors pertinent to the donation flow of PIX key
2.1. Claimant Bank opens a portability request
2.2. QI Tech Indirect Participant confirms receipt of portability request
2.3. Claimant Bank completes a portability request
2.4. Claimant Bank cancels a portability request
Portability Requests with confirmed status can only be canceled if they are of type "fraud"