Request transaction with Two-Factor Authentication

Request

ENDPOINT

/account/ACCOUNT_KEY/pix_transfer

METHOD

POST

Path Params

Field	Type	Description	Characters
account_key	uuidv4	Unique account identification key.	36

Key

Request Body: Pix Key Transfer

{
  "request_control_key": "b6804f32-101e-4702-8fbc-c2dbc4c2caec",
  "pix_transfer_type": "key",
  "target_pix_key": "target_pix_key@email.com",
  "transaction_amount": 500.65,
  "end_to_end_id": "E73856642202309201429bZKfklNlbwu",
  "pix_message": "Ola Mundo",
  "tfa_info": {
    "approver_document_number": "98765432100",
    "contact_type": "email"
  }
}

Body Params

Field	Type	Description	Characters
request_control_key *	uuidv4	Unique identification key for the request used by the client in uuid v4 format.	36
pix_transfer_type *	enumerator	Type of the pix to be performed. For key transfer, it should be key.	key
target_pix_key *	string	Pix key of the account to which the transaction will be sent.	100
transaction_amount *	number	Transfer amount.	10
end_to_end_id *	string	Idempotency key for a Pix transaction within the SPI (Instant Payment System). This key is returned in Pix key queries. Should only be sent if pix_transfer_type is key, static_qr_code, or dynamic_qr_code.	32
pix_message	string	Message to be sent along with the Pix transfer.	140
tfa_info *	Object	Object containing the document of the account approver and the means of contact.	Object tfa_info

Manual

Request Body: Manual transfer

{
  "request_control_key": "b6804f32-101e-4702-8fbc-c2dbc4c2caec",
  "pix_transfer_type": "manual",
  "target_account": {
    "account_branch": "0001",
    "account_digit": "3",
    "account_number": "12345678",
    "owner_document_number": "32402502000135",
    "owner_name": "Qi Tech",
    "account_type": "checking_account",
    "ispb": "32402502"
  },
  "transaction_amount": 500.65,
  "pix_message": "Ola Mundo",
  "tfa_info": {
    "approver_document_number": "98765432100",
    "contact_type": "email"
  }
}

Body Params

Field	Type	Description	Characters
request_control_key *	uuidv4	Unique identification key for the request used by the client in uuid v4 format.	36
pix_transfer_type *	enumerator	Type of Pix transfer.	manual
target_account *	Object	Destination account - Should only be sent for transfers with pix_transfer_type of type manual.	Object target_account
transaction_amount *	number	Transfer amount.	10
pix_message	string	Message to be sent along with the Pix transfer.	140
tfa_info *	Object	Object containing the document of the account approver and the means of contact.	Object tfa_info

Object target_account

Field	Type	Description	Characters
account_branch *	string	Account branch.	6
account_digit *	string	Account digit.	1
account_number *	string	Account number.	20
owner_document_number *	string	CPF or CNPJ (numbers only) of the account holder.	14
owner_name *	string	Name of the account holder.	150
account_type *	enumerator	Account type.	Enumerator account_type
ispb *	string	Based on the CNPJ of the financial institution (8 digits).	8

Enumerator account_type

Enumerator	Description
checking_account	Checking Account
salary_account	Salary Account
saving_account	Savings Account
payment_account	Payment Account

Qr Code

Request Body: QR Code transfer

{
  "request_control_key": "b6804f32-101e-4702-8fbc-c2dbc4c2caec",
  "pix_transfer_type": "static_qr_code",
  "transaction_amount": 500.65,
  "end_to_end_id": "E73856642202309201429bZKfklNlbwu",
  "receiver_conciliation_id": "REC00000000000000000000009459463343",
  "target_pix_key": "target_pix_key@email.com",
  "pix_message": "Ola Mundo",
  "tfa_info": {
    "approver_document_number": "98765432100",
    "contact_type": "email"
  }
}

Body Params

Field	Type	Description	Characters
request_control_key *	uuidv4	Unique identification key for the request used by the client in uuid v4 format.	36
pix_transfer_type *	enumerator	Type of Pix transfer.	static_qr_code or dynamic_qr_code
target_pix_key *	string	Pix key of the account to which the transaction will be sent.	100
receiver_conciliation_id	string	Reconciliation ID of the receiver.	35
transaction_amount *	number	Transfer amount.	10
end_to_end_id *	string	Idempotency key for a Pix transaction within the SPI (Instant Payment System). This key is returned in Pix key queries. Should only be sent if pix_transfer_type is key, static_qr_code, or dynamic_qr_code.	32
pix_message	string	Message to be sent along with the Pix transfer.	140
tfa_info *	Object	Object containing the document of the account approver and the means of contact.	Object tfa_info

Warning

The end_to_end_id is returned when decoding the Pix QR Code, using the Pix Copy and Paste URI.

Object tfa_info

Field	Type	Description	Characters
approver_document_number *	string	Document number of the account approver.	11
contact_type *	string	Means of contact with the account approver, can be sms or email

Warning

The end_to_end_id from the query must have been made in the name of the account that will request the transaction!

Warning

An end_to_end_id can only be used for a single transfer, regardless of whether the transfer was successful or not.

Response

STATUS

202

Response Body: Transaction Requested

{
  "request_control_key": "b6804f32-101e-4702-8fbc-c2dbc4c2caec",
  "pix_transfer_key": "8cb70dea-9fb0-4a68-9572-99a72849c8d6",
  "end_to_end_id": "E32402502202405081755SxyT2DDcVwc",
  "pix_transfer_status": "pending_2fa_approval",
  "created_at": "2021-10-22T20:30:23.459Z"
}

STATUS

4xx

Response Body: Transfer Rejected

{
  "title": "titulo",
  "description": "description in English",
  "translation": "description in portuguese",
  "code": "codigo",
  "extra_fields": {
    "pix_transfer_data": {
      "request_control_key": "b6804f32-101e-4702-8fbc-c2dbc4c2caec",
      "pix_transfer_key": "8cb70dea-9fb0-4a68-9572-99a72849c8d6",
      "end_to_end_id": "E32402502202405081755SxyT2DDcVwc",
      "pix_transfer_status": "rejected",
      "created_at": "2021-10-22T20:30:23.459Z"
    }
  }
}

STATUS

4xx

Response Body: Error

{
  "title": "titulo",
  "description": "description in English",
  "translation": "description in portuguese",
  "code": "codigo",
  "extra_fields": {}
}

HTTP Code status	QI Code code	Title title	Description (eng) description	Description (ptbr) translation
400	QIT000001	Bad Request	Schema Error	Erro de Schema
400	PXT000168	No approver permission	Given document number does not belong to an approver for this account	Número de documento enviado não pertence a um aprovador da conta
400	PXT000169	tfa_info is required	Client must send object tfa_info	Cliente deve enviar objeto tfa_info
400	PXT000170	Error occurred while sending token	An unexpected error occurred while sending token	Um erro inexperado ocorreu ao tentar enviar token
406	PXT000103	request_control_key must be a valid uuid v4 string	request_control_key was not accepted for not being a valid uuid v4 string	request_control_key não foi aceito por não ser uma palavra uuid v4 válida
400	PXT000048	Bad Request	Emoji not allowed in pix message.	Emoji não é permitido na mensagem pix.
400	PXT000104	Invalid Transaction Amount	Transaction amount of {transaction_amount} is not valid. It must be a positive value with at maximum 2 decimal places	O valor de transação {transaction_amount} não é válido. Deve ser um valor positivo com no máximo duas casas decimais
404	PXT000004	Account not found	Account not found for: {account_datum}	Conta não encontrada para: {account_datum}
400	PXT000003	Account is Closed	Account {account_key} is closed.	Conta {account_key} está fechada.
422	PXT000092	Invalid Account Type	Pix is not yet implemented for non-checking or non-escrow account types	Transações Pix não estão implementadas para conta que não sejam escrow ou livres
403	PIT000001	User is not allowed to do this transaction		Usuário não tem autorização para fazer essa transação
400	PXT000010	Account is Blocked	Account {account_key} is blocked.	Conta {account_key} está bloqueada.
400	PXT000003	Account is Closed	Account {account_key} is closed.	Conta {account_key} está fechada.
400	PIT000003	Bad Request	Insufficient account balance for transfer and fee amount.	Saldo de conta insuficiente para a transferência e a taxa.
400	PXT000118	Requester is not Pix Participant	The requester sent an alias key but is not a indirect pix participant	O requisitante enviou uma alias key no entanto não é um participante do pix indireto
404	PXT000120	Alias sent not found	Alias key attached to this account not found	Alias key vinculada à conta não encontrada
406	PXT000105	Invalid end_to_end_id	The end_to_end_id sent {end_to_end_id} is not valid.	O end_to_end_id enviado {end_to_end_id} não é válido.
400	PXT000108	Bad Request	Billing account closed or blocked	Conta de cobrança encerrada ou bloqueada
400	PXT000079	Bad Request	Insufficient billing account balance for fee.	Saldo de conta de cobrança insuficiente para a taxa.
400	PIT000004	Bad Request	Transaction amount is over limit.	O total da transferência é superior ao limite.
404	PIX000056	Not Found	Pix key inquiry not found	Consulta de chave pix não encontrada
404	PXT000041	Not Found	Qr Code not found	Qr Code não encontrado
400	PXT000053	Bad Request	QrCode already paid	Qr Code já Pago
400	PXT000118	Requester is not Pix Participant	The requester sent an alias key but is not a indirect pix participant	O requisitante enviou uma alias key no entanto não é um participante do pix indireto
404	PXT000120	Alias sent not found	Alias key attached to this account not found	Alias key vinculada à conta não encontrada
400	PXT000115	Bad Request	Insufficient account balance for transfer and fee amount.	Saldo de conta insuficiente para a transferência e a taxa
400	PXT000128	Bad Request	Pix key {pix_key} sent does match inquiry pix key. Verify if end_to_end_id sent is correct	Chave Pix {pix_key} enviada não condiz com consulta. Verifique se end_to_end_id enviado está correto
400	PXT000109	Bad Request	request_control_key {request_control_key} already in use	request_control_key {request_control_key} já utilizada
400	PXT000061	Bad Request	End to end id invalid. A pix transfer with the end to end id {end_to_end} has already been registered!	End to end id inválido. Uma transação pix com o identificador único {end_to_end} já foi registrada!
400	PXT000129	SPI Error message	Message rejected by SPI-ICOM	Mensagem rejeitada pela SPI-ICOM
408	PXT000130	SPI Timeout Control	SPI Timeout Control	Controle de timeout no SPI
400	PXT000131	Receiver Internal Error	Cancelled transaction due to receiver's internal error	Transação interrompida devido a erro no PSP do Recebedor
400	PXT000132	Invalid Target Account Number	Target account number is invalid	Número da conta de destino é inexistente ou inválido
400	PXT000133	Blocked Target Account	Target account is blocked.	A conta de destino encontra-se bloqueada.
400	PXT000134	Closed Target Account	Target account is closed.	A conta de destino encontra-se encerrada.
400	PXT000135	Unsupported Transaction	Unsupported transaction for given target account.	A conta de destino não suporta este tipo de transação.
400	PXT000136	Invalid Participant	SPI participant is not PSP settler agent of payer nor receiver.	Participante direto do SPI não é liquidante do PSP do Pagador / Recebedor.
400	PXT000137	Zero Value Payment Order	Zero value payment order.	Ordem de pagamento com valor zero.
400	PXT000138	Insufficient Funds	Insufficient funds in PI account from payer.	Saldo insuficiente na conta PI do pagador.
400	PXT000139	Return Value Too Great	Return value greater than corresponding payment order.	Valor de devolução acima do valor de pagamento correspondente.
400	PXT000140	Invalid Transactions Number	Invalid transactions number.	Quantidade de transações inválida.
400	PXT000141	Unrelated Beneficiary Document Number	Beneficiary document number is not that of target account owner.	CPF/CNPJ do usuário recebedor não é compatível com o titular da conta de destino.
400	PXT000142	Invalid Beneficiary Document Number	Invalid beneficiary document number	CPF/CNPJ da conta de destino está incorreto.
400	PXT000143	Incorrect Message Element	Incorrect message element.	Elemento da mensagem incorreto.
403	PXT000144	Rejected Payment Order	Beneficiary's PSP has rejected payment order.	Ordem de pagamento foi rejeitada pelo banco recebedor.
403	PXT000145	Unauthorized Payer	Signing participant is unauthorized to make a payment order for paying account.	Participante que assinou a mensagem não é autorizado a realizar a operação na conta PI debitada.
400	PXT000146	Invalid Datetime	Invalid datetime for message delivery.	Data e Hora do envio da mensagem inválida.
400	PXT000147	Generic Error	Error while processing payment (generic error).	Erro no processamento do pagamento (erro genérico).
400	PXT000148	Bad Format Operation Identifier	Badly formatted operation's identifier.	Identificador da operação mal formatado.
400	PXT000149	Invalid Payer ISPB	Invalid or non-existent payer's PSP ISPB number.	Número ISPB do PSP do Pagador é inválido ou inexistente.
400	PXT000150	Invalid Beneficiary ISPB	Invalid or non-existent beneficiary's PSP ISPB number.	Número ISPB do banco recebedor é inválido ou inexistente.
400	PXT000151	Incorrect Type	Incorrect type for target account.	Tipo incorreto para a conta transacional especificada.
400	PXT000152	Repeated End-to-End ID Error	The end_to_end_id was already used	O end_to_end_id já foi utilizado
400	PXT000153	Invalid Target Account Type	The target account type cannot receive PIX transactions	O tipo de conta destino não pode receber transações PIX
400	PXT000154	Invalid ISPB	Invalid or non-existent ISPB number.	Número ISPB é inválido ou inexistente.
400	PXT000155	Amount too Great	Amount too great for credited account.	Valor de pagamento/devolução acima do permitido para a conta de destino creditada.
400	PXT000156	QR Code Rejected	QR Code rejected by beneficiary's PSP.	QR Code rejeitado pelo PSP do usuário recebedor.
503	PXT000157	Bacen Service Unavailable Error	Could not send the message to ICOM after 3 retries	Não pode enviar a mensagem para a ICOM depois de 3 tentativas
400	PXT000158	Invalid Amount	Paid amount diverges from expected amount of {expected_amount}	O valor do pagamento diverge do valor esperado de {expected_amount}
400	PXT000159	QR code inactive	QR code is not active at the time of payment	QR code não está ativo no instante do pagamento