简介
Pix 是巴西的即时支付方式。这一由巴西中央银行（BACEN）创建的支付手段可在几秒内随时随地在账户之间转移资金。它便捷、快速且安全。
QI Tech 作为巴西中央银行认证的机构，是巴西支付系统（SPB）的成员，能够为客户提供这一便利。
优势与潜力
除了提高付款或转账的速度外，Pix 还具有以下潜力：
- 提升市场竞争力和效率；
- 降低成本，提高安全性，改善客户体验；
- 推动零售支付市场的电子化；
- 促进金融普惠；以及
- 填补目前向公众提供的支付工具中存在的一系列缺口。
错误
错误响应示例：
Response Body
{
"title": "SPI Timeout Control",
"description": "SPI Timeout Control.",
"translation": "Controle de timeout no SPI.",
"extra_fields": {
"description": "SPI Timeout Control.",
"translation": "Controle de timeout no SPI.",
"external_title": "SPI Timeout Control",
"external_code": "PXP000007"
},
"code": "PXP000007"
}
错误代码表：
| Code | Message | HTTP Status | Description | 翻译描述 |
|---|---|---|---|---|
| QIT000403 | Forbidden | 403 | Participant has not rights to this operation. | 参与者无权执行此操作 |
| QIT000400 | BadRequest | 400 | The server cannot or will not process the request due to an apparent client error (e.g., malformed request syntax, size too large, invalid request message framing, or deceptive request routing). | 服务器因客户端明显错误无法处理请求（如请求语法错误、请求体过大、无效的请求消息格式或欺骗性的请求路由） |
| PXP000046 | Gone | 410 | Expired QR code. | QR Code 已过期 |
| PXP000046 | Gone | 410 | Expired QR code. | QR Code 已过期 |
| QIT000404 | NotFound | 404 | The requested resource could not be found but may be available in the future. Subsequent requests by the client are permissible. | 请求的资源未找到，但未来可能可用。客户端后续请求是允许的 |
| QIT000500 | InternalServerError | 500 | An internal error has occurred and its being investigated. | 发生了内部错误，正在调查中 |
| PXP000040 | ClaimKeyNotFound | 408 | Claim Key Not Found. | 待申领的密钥未找到 |
| QIT000403 | Forbidden | AB03 | Participant has not rights to this operation. | 参与者无权执行此操作 |
| PXP000007 | AB03 | 408 | SPI Timeout Control. | SPI 超时控制 |
| PXP000037 | AB09 | 502 | Cancelled transaction due to receiver's internal error. | 因接收方内部错误导致交易被取消 |
| PXP000037 | AB11 | 408 | Target PSP Timeout. | 目标支付服务商超时 |
| PXP000009 | AC03 | 400 | Target account number is invalid. | 目标账号不存在或无效 |
| PXP000010 | AC06 | 400 | Target account is blocked. | 目标账户已被锁定 |
| PXP000011 | AC07 | 400 | Target account is closed. | 目标账户已关闭 |
| PXP000032 | AC14 | 400 | Incorrect type for target account. | 指定交易账户类型不正确 |
| PXP000012 | AG03 | 400 | Unsupported transaction for given target account. | 目标账户不支持此类交易 |
| PXP000013 | AGNT | 400 | SPI participant is not PSP settler agent of payer nor receiver. | SPI 直接参与者既不是付款方也不是收款方的 PSP 清算代理 |
| PXP000014 | AM01 | 400 | Zero value payment order. | 零金额支付指令 |
| PXP000015 | AM04 | 400 | Insufficient funds in PI account from payer. | 付款方 PI 账户余额不足 |
| PXP000016 | AM09 | 400 | Return value greater than corresponding payment order. | 退款金额超过对应支付指令金额 |
| PXP000017 | AM18 | 400 | Invalid transactions number. | 交易数量无效 |
| PXP000018 | BE01 | 400 | Beneficiary document number is not that of target account owner. | 收款人的 CPF/CNPJ 与目标账户持有人不符 |
| PXP000019 | CH11 | 400 | Invalid beneficiary document number. | 目标账户的 CPF/CNPJ 不正确 |
| PXP000020 | CH16 | 400 | Incorrect message element. | 消息元素不正确 |
| PXP000021 | DS04 | 400 | Beneficiary's PSP has rejected payment order. | 收款行拒绝了支付指令 |
| PXP000022 | DS0G | 403 | Signing participant is unauthorized to make a payment order for paying account. | 签署消息的参与者无权对借记 PI 账户进行操作 |
| PXP000023 | DT02 | 400 | Invalid datetime for message delivery. | 消息发送的日期和时间无效 |
| PXP000024 | ED05 | 400 | Error while processing payment (generic error). | 支付处理错误（通用错误） |
| PXP000025 | FF08 | 400 | Badly formatted operation's identifier. | 操作标识符格式错误 |
| PXP000026 | RC09 | 400 | Invalid or non-existent payer's PSP ISPB number. | 付款方 PSP 的 ISPB 编号无效或不存在 |
| PXP000027 | RC10 | 400 | Invalid or non-existent beneficiary's PSP ISPB number. | 收款行的 ISPB 编号无效或不存在 |
| PXP000043 | DS27 | 400 | Invalid or non-existent ISPB number. | ISPB 编号无效或不存在 |
| PXP000044 | AM02 | 400 | Amount too great for credited account. | 付款/退款金额超过目标贷记账户的限额 |
| PXP000028 | JDPISPI001 | 500 | Insufficient funds on JDPI managed PI account. | JDPI 管理的 PI 账户余额不足 |
| PXP000029 | JDPISPI002 | 500 | SPI has returned admi.002 message. N/A. | SPI 返回了 admi.002 消息。消息中返回的错误：N/A |
| PXP000030 | JDPISPI003 | 500 | Insufficient funds on PSP sub-account. | PSP 子账户余额不足 |
| PXP000031 | JDPISPI004 | 500 | General failure during debt on JDPI managed PI account. | 在 JDPI 管理的 PI 账户中进行扣款时发生一般性故障 |
| PXP000001 | JDPICHV001 | 404 | Pix key not found. | Pix 密钥未找到 |
| PXP000002 | JDPICHV002 | 404 | Account has no pix keys linked. | 账户没有绑定任何 Pix 密钥 |
| PXP000003 | JDPICHV003 | 404 | CPF/CNPJ has no pix keys linked. | 提供的 CPF/CNPJ 没有绑定任何 Pix 密钥 |
| PXP000004 | JDPICHV004 | 400 | Pix key already linked on DICT. | Pix 密钥已绑定 |
| PXP000005 | JDPICHV005 | 400 | Pix key is linked to another person. Claim recommended. | Pix 密钥存在但属于另一人。建议提出所有权申领 |
| PXP000006 | JDPICHV006 | 400 | Pix key is linked on another account of the same owner. Key alteration recommended. | Pix 密钥已绑定到同一所有者的另一账户。建议进行密钥变更 |
| PXP000033 | JDPICHV007 | 400 | Missing new account or client name on pix key alteration request. | Pix 密钥变更申请中缺少新账户或客户姓名 |
| PXP000034 | JDPICHV008 | 400 | Wrong field for trading name on natural person pix key alteration. | 自然人 Pix 密钥变更的商业名称字段不正确 |
| PXP000035 | JDPICHV009 | 400 | Missing account type, account number, account created at, name or trading name on key alteration request. | 密钥变更申请中缺少账户类型、账号、开户日期、姓名或商业名称 |
| PXP000042 | JDPIRVN011 | 400 | Claim current status does not allow conclusion. | 申领当前状态不允许结束 |
| PXP000041 | JDPIRVN014 | 400 | Claim Key Not Found. | 待申领的密钥未找到 |
| PXP000046 | EntryKeyInCustodyOfDifferentParticipant | 400 | There is already a link for this key with the same owner, but it is associated with another participant. It is indicated that a portability claim be made. | 该密钥已存在相同所有者的绑定，但关联到另一参与者。建议提出可携性申领 |
| PXP000047 | RateLimited | 429 | Connection was refused by BACEN. Max requests per minute has been exceeded. | BACEN 拒绝了请求。每分钟最大请求数已超出 |