Diminuir o Valor das Parcelas

Reduz o valor da parcela de uma proposta já criada, antes da averbação.

Este endpoint permite a redução do valor das parcelas de um contrato de portabilidade de crédito. Esta funcionalidade é especialmente útil em casos onde a margem consignável é excedida devido ao banco de origem desaverbar uma quantia menor do que a esperada.

        Request

• MÉTODO
  PUT
• ENDPOINT
  /v2/credit_transfer/proposal/PROPOSAL-KEY/portability_credit_operation

        Payload:

payload.json

{
    "installment_face_value": 382.18
}

        Response sucesso - HTTP 200

body.json

{
        "credit_operation_key": "7aa77bca-c724-4c1a-bfae-9b1b7bd81ab2",
        "contract_number": "0000000007/WO",
        "document_key": "045a8f35-6170-4112-8d83-29a753d0c78e",
        "document_url": "http://teste.com",
        "signed_url": "signed_url_test",
        "credit_operation_status": "waiting_signature",
        "fine_configuration": {
            "contract_fine_rate": 0.02,
            "interest_base": "calendar_days",
            "monthly_rate": 0.01
        },
        "disbursement_accounts": [
            {
                "account_digit": "3",
                "account_branch": "0001",
                "account_number": "94134",
                "ispb": "32402502",
                "name": "Wilker Teste",
                "document_number": "37197645832"
            }
        ],
        "disbursement_options": [
            {
                "prefixed_interest_rate": {
                    "annual_rate": 3.0,
                    "daily_rate": 0.00385824,
                    "interest_base": "calendar_days",
                    "monthly_rate": 0.12246205
                },
                "total_iof": 7.03,
                "external_contract_fee_amount": 0.0,
                "external_contract_fees": [],
                "contract_fee_amount": 0.0,
                "number_of_installments": 3,
                "contract_fees": [],
                "disbursed_issue_amount": 1000.0,
                "issue_amount": 1007.03,
                "disbursement_date": "2022-08-24",
                "cet": 12.6,
                "annual_cet": 315.3944,
                "installments": [
                    {
                        "business_due_date": "2022-08-30",
                        "calendar_days": 5,
                        "due_date": "2022-08-29",
                        "due_principal": 1007.03,
                        "installment_number": 1,
                        "pre_fixed_amount": 84.43554587915118,
                        "principal_amortization_amount": 297.73445412084885,
                        "total_amount": 382.17,
                        "workdays": 3
                    },
                    {
                        "business_due_date": "2022-09-30",
                        "calendar_days": 31,
                        "due_date": "2022-09-29",
                        "due_principal": 709.2955458791512,
                        "installment_number": 2,
                        "pre_fixed_amount": 47.97894031795043,
                        "principal_amortization_amount": 334.19105968204957,
                        "total_amount": 382.17,
                        "workdays": 22
                    },
                    {
                        "business_due_date": "2022-11-01",
                        "calendar_days": 32,
                        "due_date": "2022-10-31",
                        "due_principal": 375.1044861971016,
                        "installment_number": 3,
                        "pre_fixed_amount": 7.055513802898396,
                        "principal_amortization_amount": 375.1044861971016,
                        "total_amount": 382.16,
                        "workdays": 21
                    }
                ],
                "final_disbursement_amount": 997.87
            }
        ],
        "final_disbursement_amount": 997.87,
        "collateral_is_constituted": false
    }