INSS 手册 - 新增信贷或再融资
另请参阅
注意！
QI Tech 的 webhook 不应以严格方式映射。 返回的 webhook payload 中可能会添加额外字段。
Webhook 重发
您可以按照文档中的详细说明查询并重发 webhook：Webhook 重发。
授权条款有效期
授权条款自签署之日起有效期为 30 天。在有效期内，可以在无需重新发送客户授权的情况下查询福利数据。
1 - 通过合作方完成授权条款后查询福利列表：
Request
情形 1：福利持有人即为授权条款的签署人。
ENDPOINT
/social_security/benefits_requestMÉTODO
POSTRequest Body
{
"document_number": "14950479032",
"authorization_term": {
"document_number": "14950479032",
"signature": {
"signer": {
"name": "Maria da Silva",
"email": "maria.silva@email.com",
"phone": {
"number": "999538380",
"area_code": "11",
"country_code": "55"
},
"document_number": "87237271016"
},
"authentication_type": "opt_in",
"authenticity": {
"timestamp": "2024-11-07T14:28:23.382748Z",
"ip_address": "179.145.48.219",
"fingerprint": {},
"third_party_additional_data": {},
"session_id": "a1b2c3d4-e5f6-7890-abcd-ef1234567890"
},
"signed_object": {
"document_key": "93a0f18b-f58f-4a22-ab63-2b796cbf7383"
}
}
}
}
情形 2：福利持有人不是授权条款的签署人（有法定代表人）。
ENDPOINT
/social_security/benefits_requestMÉTODO
POSTRequest Body
{
"document_number": "14950479032",
"authorization_term": {
"document_number": "14950479032",
"legal_representative_document_number": "87237271016",
"signature": {
"signer": {
"name": "Maria da Silva",
"email": "maria.silva@email.com",
"phone": {
"number": "999538380",
"area_code": "11",
"country_code": "55"
},
"document_number": "87237271016"
},
"authentication_type": "opt_in",
"authenticity": {
"timestamp": "2024-11-07T14:28:23.382748Z",
"ip_address": "179.145.48.219",
"fingerprint": {},
"third_party_additional_data": {},
"session_id": "a1b2c3d4-e5f6-7890-abcd-ef1234567890"
},
"signed_object": {
"document_key": "93a0f18b-f58f-4a22-ab63-2b796cbf7383"
}
}
}
}
注意
在有法定代表人的情况下，需要在 "legal_representative_document_number" 字段中填写法定代表人的 CPF，且 "signer" 对象中的数据也应填写法定代表人的信息。
"document_key"：使用 /upload 端点返回的 GUID。
除了在 "authorization_term.signed_object.document_key" 对象中使用已签署 PDF 文档的密钥外，也可以通过 "authorization_term.signed_object.raw_text" 对象发送授权条款的原始文本。
Response
ENDPOINT
/social_security/benefits_requestMÉTODO
POSTResponse Body
{
"benefits_request_key": "\<GUID DA CONSULTA DE BENEFÍCIO\>",
"status": "pending_search"
}
福利列表查询成功时：
Webhooks
WEBHOOK_TYPE
social_security_benefits_requestSTATUS
SuccessWebhook Body
{
"webhook_type": "social_security_benefits_request",
"key": "\<GUID benefits_request_key\>",
"event_datetime": "\<DATA E HORA DO ENVIO DO WEBHOOK\>",
"status": "success",
"data": [{
"benefit_number": "\<No. DO BENEFÍCIO\>",
"benefit_status": "inelegible",
"grant_date": "2023-06-13"
}]
}
| 字段 | 描述 | 值 |
|---|---|---|
| benefit_status | 福利状态 | 枚举值 |
福利列表查询失败时
WEBHOOK_TYPE
social_security_benefits_requestSTATUS
FailureWebhook Body
{
"webhook_type": "social_security_benefits_request",
"key": "\<GUID benefits_request_key\>",
"event_datetime": "\<DATA E HORA DO ENVIO DO WEBHOOK\>",
"status": "failure",
"data": {
"enumerator": "not_found_legal_representative",
"description": "no legal representative for the beneficiary"
}
}
失败 webhook 字段详解
| 字段 | 描述 | 值 |
|---|---|---|
| enumerator | Dataprev 代码的映射返回值 | 枚举值 |
在 Sandbox 中模拟福利查询的成功与失败场景：
场景模拟基于操作中提供的 CPF 的第一位数字。
11.1. 对于以数字 1 开头的 CPF，将通过 Webhook 返回异步成功响应。
11.2. 对于其他 CPF，将根据输入的 CPF 的第一位数字，按照下表返回异步错误响应。
| CPF 首位数字 | 枚举值 | 描述 |
|---|---|---|
| 2 | inexistent_beneficiary | no beneficiary found |
注意
所有第一位数字未映射到对应场景的 CPF，将收到一个包含未映射测试场景标准错误的 webhook。
| 枚举值 | 描述 |
|---|---|
| mock_error | Informed document number is not a valid mock on test environment |
2 - 查询福利数据：
情形 1
使用已提交的授权条款查询福利数据。
Request
ENDPOINT
/social_security/balance_requestMÉTODO
POSTRequest Body
{
"document_number": "14950479032",
"benefit_number": "22255220"
}
Response
ENDPOINT
/social_security/balance_requestMÉTODO
POSTResponse Body
{
"balance_request_key": "\<GUID DA CONSULTA DE DADOS DO BENEFÍCIO\>",
"status": "pending_search"
}
情形 2
提交授权条款时查询福利数据。
Request
ENDPOINT
/social_security/balance_requestMÉTODO
POSTRequest Body
{
"document_number": "14950479032",
"benefit_number": "22255220",
"authorization_term": {
"document_number": "14950479032",
"legal_representative_document_number": "87237271016",
"signature": {
"signer": {
"name": "Maria da Silva",
"email": "maria.silva@email.com",
"phone": {
"number": "999538380",
"area_code": "11",
"country_code": "55"
},
"document_number": "87237271016"
},
"authentication_type": "opt_in",
"authenticity": {
"timestamp": "2024-11-07T14:28:23.382748Z",
"ip_address": "179.145.48.219",
"fingerprint": {},
"third_party_additional_data": {},
"session_id": "a1b2c3d4-e5f6-7890-abcd-ef1234567890"
},
"signed_object": {
"document_key": "93a0f18b-f58f-4a22-ab63-2b796cbf7383"
}
}
}
}
授权条款有效期
授权条款自签署之日起有效期为 30 天。在有效期内，可以在无需重新发送客户授权的情况下查询福利数据。如果尚未发送授权，则需要在此请求中发送条款。
注意
在有法定代表人的情况下，需要在 "legal_representative_document_number" 字段中填写法定代表人的 CPF，且 "signer" 对象中的数据也应填写法定代表人的信息。
Response
ENDPOINT
/social_security/balance_requestMÉTODO
POSTResponse Body
{
"balance_request_key": "\<GUID DA CONSULTA DE DADOS DO BENEFÍCIO\>",
"status": "pending_authorization"
}
成功 webhook
福利数据查询成功时
WEBHOOK_TYPE
social_security_balance_requestSTATUS
SuccessWebhook Body
{
"webhook_type": "social_security_balance_request",
"key": "\<GUID balance_request_key\>",
"event_datetime": "\<DATA E HORA DO ENVIO DO WEBHOOK\>",
"status": "success",
"data": {
"name": "IVOLANDO MIRANDA",
"state": "SP",
"alimony": "not_payer",
"birth_date": "07021961",
"grant_date": "2022-09-02",
"credit_type": "checking_account",
"block_type": "not_blocked",
"benefit_card": {
"limit": 2083.2,
"balance": 0
},
"benefit_number": "22255220",
"benefit_status": "elegible",
"payroll_card": {
"limit": 2083.2,
"balance": 0
},
"assistance_type": "retirement_by_age",
"document_number": "14950479032",
"benefit_end_date": "2020-12-01",
"consigned_credit": {
"balance": 1000
},
"benefit_situation": "active",
"max_total_balance": 2000,
"used_total_balance": 1000,
"politically_exposed": {
"type": "politically_exposed_level_1",
"is_politically_exposed": true
},
"has_power_of_attorney": false,
"available_total_balance": 1000,
"has_judicial_concession": false,
"number_of_portabilities": 0,
"disbursement_bank_account": {
"bank_code": "341",
"account_digit": "6",
"account_branch": "0155",
"account_number": "000059923"
},
"has_entity_representation": false,
"social_benefit_max_balance": 2000,
"social_benefit_used_balance": 1000,
"benefit_quota_expiration_date": null,
"number_of_active_reservations": 0,
"number_of_suspended_reservations": 0,
"number_of_refinanced_reservations": 0,
"number_of_active_suspended_reservations": 3
}
}
成功 webhook 字段详解
| 字段 | 描述 | 值 |
|---|---|---|
| assistance_type | 福利类型 | 枚举值 |
| benefit_status | 福利状态 | 枚举值 |
| has_entity_representation | 是否有代理实体（不允许批注） | True 或 False |
| alimony_code | 赡养费分类 | not_payer, payer, benefit |
| has_judicial_concession | 福利是否通过临时禁令批准 | True 或 False |
| has_power_of_attorney | 是否有代理人？ | True 或 False |
| credit_type | 信贷类型 - 福利收款方式 | Magnetic_card, checking_account |
| benefit_situation | 福利状态 | 枚举值 |
| used_total_balance | 已用于贷款批注、保留用于可携性、再融资、变更、RMC 和 RCC 的总金额 | 数值 |
| max_total_balance | 对应福利种类可承诺的金额 | 数值 |
| available_total_balance | 所有方式下可用于贷款的总金额（max_total_balance 与 used_total_balance 的差值） | 数值 |
| benefit_quota_expiration_date | 福利终止日期。该信息仅适用于部分遗属抚恤金福利。 | 字符串或空值 |
| block_type | 福利锁定类型 | 枚举值 |
| politically_exposed.type | 政治敏感人士 | 枚举值 |
| is_politically_exposed | 是否为政治敏感人士 | True 或 False |
锁定 webhook
福利被锁定时
WEBHOOK_TYPE
social_security_balance_requestSTATUS
BlockedWebhook Body
{
"webhook_type": "social_security_balance_request",
"key": "\<GUID balance_request_key\>",
"event_datetime": "\<DATA E HORA DO ENVIO DO WEBHOOK\>",
"status": "blocked",
"data": {
"benefit_blocked": true,
"document_number": "12345678910",
"balance_request_date": "2025-12-01",
"block_date": "2025-11-17",
"assistance_type": "retirement_by_age",
"block_type": "blocked_by_benefitiary"
}
}
锁定 webhook 字段详解
| 字段 | 描述 | 值 |
|---|---|---|
| benefit_blocked | 锁定状态 | True |
| balance_request_date | 查询日期 | 字符串 |
| block_date | 锁定日期 | 字符串或空值 |
| block_type | 锁定类型 | 枚举值 |
失败 webhook
福利列表查询失败时
WEBHOOK_TYPE
social_security_balance_requestSTATUS
FailureWebhook Body
{
"webhook_type": "social_security_balance_request",
"key": "\<GUID balance_request_key\>",
"event_datetime": "\<DATA E HORA DO ENVIO DO WEBHOOK\>",
"status": "failure",
"data": {
"enumerator": "not_found_legal_representative",
"description": "no legal representative for the beneficiary"
}
}
失败 webhook 字段详解
| 字段 | 描述 | 值 |
|---|---|---|
| enumerator | Dataprev 代码的映射返回值 | 枚举值 |
在 Sandbox 中模拟福利查询的成功与失败场景：
场景模拟基于操作中提供的 CPF 的第一位数字。
11.1. 对于以数字 1 开头的 CPF，将通过 Webhook 返回异步成功响应。
11.2. 对于其他 CPF，将根据输入的 CPF 的第一位数字，按照下表返回异步错误响应。
| CPF 首位数字 | 枚举值 | 描述 |
|---|---|---|
| 2 | inexistent_beneficiary | no beneficiary found |
注意
所有第一位数字未映射到对应场景的 CPF，将收到一个包含未映射测试场景标准错误的 webhook。
| 枚举值 | 描述 |
|---|---|
| mock_error | Informed document number is not a valid mock on test environment |
3 - 债务模拟：
新增信贷 Request
ENDPOINT
/debt_simulationMÉTODO
POST- 分期金额
- 放款金额
Request Body
{
"borrower": {
"person_type": "natural"
},
"financial": {
"first_due_date": "2024-12-07",
"installment_face_value": 100,
"disbursement_date": "2024-11-05",
"limit_days_to_disburse": 3,
"number_of_installments": 4,
"monthly_interest_rate": 0.018,
"interest_type": "pre_price_days",
"fine_configuration": {
"monthly_rate": 0.01,
"interest_base": "calendar_days",
"contract_fine_rate": 0.02
},
"credit_operation_type": "ccb",
"interest_grace_period": 0,
"principal_grace_period": 0
},
"collaterals": [
{
"collateral_type": "social_security"
}
]
}
Request Body
{
"borrower": {
"person_type": "natural"
},
"financial": {
"first_due_date": "2024-12-07",
"disbursed_amount": 1000,
"disbursement_date": "2024-11-05",
"limit_days_to_disburse": 3,
"number_of_installments": 4,
"monthly_interest_rate": 0.018,
"interest_type": "pre_price_days",
"fine_configuration": {
"monthly_rate": 0.01,
"interest_base": "calendar_days",
"contract_fine_rate": 0.02
},
"credit_operation_type": "ccb",
"interest_grace_period": 0,
"principal_grace_period": 0
},
"collaterals": [
{
"collateral_type": "social_security"
}
]
}
再融资 Request
ENDPOINT
/debt_simulationMÉTODO
POST- 分期金额
- 放款金额
{
"borrower": {
"person_type": "natural"
},
"financial": {
"first_due_date": "2024-12-07",
"installment_face_value": 100,
"disbursement_date": "2024-11-05",
"limit_days_to_disburse": 3,
"number_of_installments": 4,
"monthly_interest_rate": 0.018,
"interest_type": "pre_price_days",
"fine_configuration": {
"monthly_rate": 0.01,
"interest_base": "calendar_days",
"contract_fine_rate": 0.02
},
"credit_operation_type": "ccb",
"interest_grace_period": 0,
"principal_grace_period": 0
},
"collaterals": [
{
"collateral_type": "social_security"
}
],
"refinanced_credit_operations": [
{
"operation_key": "324caa35-ba10-4590-ae2b-5efef71709c3"
}
]
}
{
"borrower": {
"person_type": "natural"
},
"financial": {
"first_due_date": "2024-12-07",
"disbursed_amount": 1000,
"disbursement_date": "2024-11-05",
"limit_days_to_disburse": 3,
"number_of_installments": 4,
"monthly_interest_rate": 0.018,
"interest_type": "pre_price_days",
"fine_configuration": {
"monthly_rate": 0.01,
"interest_base": "calendar_days",
"contract_fine_rate": 0.02
},
"credit_operation_type": "ccb",
"interest_grace_period": 0,
"principal_grace_period": 0
},
"collaterals": [
{
"collateral_type": "social_security"
}
],
"refinanced_credit_operations": [
{
"operation_key": "324caa35-ba10-4590-ae2b-5efef71709c3"
}
]
}
信息
上述请求中包含 2 次模拟。第一次固定客户的分期金额（放款金额可变），第二次固定放款金额（分期金额可变）。
Response
ENDPOINT
/debt_simulationMÉTODO
POSTResponse Body
{
"type": "debt",
"key": "8f01672d-9910-43a6-9e7d-07c031bc6fed",
"status": "finished",
"event_datetime": "2024-11-05 16:50:00",
"data": {
"interest_type": "pre_price_days",
"credit_operation_type": "ccb",
"interest_grace_period": 0,
"interest_payment_month_period": 1,
"principal_grace_period": 0,
"principal_amortization_month_period": 1,
"operation_type": "structured_operation",
"post_fixed_interest_base": "workdays",
"post_fixed_interest_rate": null,
"prefixed_interest_rate": {
"interest_base": "calendar_days_365",
"annual_rate": 0.23872053,
"monthly_rate": 0.018,
"daily_rate": 0.00058669
},
"issue_date": "2024-11-05",
"number_of_installments": 4,
"requester_key": "e5eb6a0a-e003-4cbd-b702-5a25bf71af0a",
"final_disbursement_amount": 0.0,
"disbursement_options": [
{
"iof_amount": 3.93,
"total_pre_fixed_amount": 17.8715883143,
"cet": 0.0257,
"annual_cet": 0.355163,
"contract_fees": [
{
"fee_type": "tac",
"amount_type": "percentage",
"amount": 0.6,
"fee_amount": 2.29
},
{
"fee_type": "ted_fee",
"amount_type": "absolute",
"amount": 1.0,
"fee_amount": 1.0
}
],
"external_contract_fees": [
{
"fee_type": "spread",
"amount_type": "absolute",
"amount": 0.0,
"fee_amount": 0.0,
"tax_amount": 0.0,
"net_fee_amount": 0.0,
"csll_amount": 0,
"irrf_amount": 0,
"pis_amount": 0,
"cofins_amount": 0,
"amount_released": 0,
"description": null
},
{
"fee_type": "insurance_premium",
"amount_type": "absolute",
"amount": 0.0,
"fee_amount": 0.0,
"tax_amount": 0.0,
"net_fee_amount": 0.0,
"csll_amount": 0,
"irrf_amount": 0,
"pis_amount": 0,
"cofins_amount": 0,
"amount_released": 0,
"description": null
},
{
"fee_type": "tac",
"amount_type": "absolute",
"amount": 0.0,
"fee_amount": 0.0,
"tax_amount": 0.0,
"net_fee_amount": 0.0,
"csll_amount": 0,
"irrf_amount": 0,
"pis_amount": 0,
"cofins_amount": 0,
"amount_released": 0,
"description": null
}
],
"contract_fee_amount": 2.29,
"external_contract_fee_amount": 0.0,
"net_external_contract_fee_amount": 0.0,
"disbursement_date": "2024-11-05",
"first_due_date": "2024-12-09",
"installments": [
{
"calendar_days": 34,
"workdays": 23.0,
"business_due_date": "2024-12-09",
"due_date": "2024-12-09",
"due_principal": 382.13,
"has_interest": true,
"post_fixed_amount": null,
"pre_fixed_amount": 7.6967422515,
"tax_amount": 0.257341482602818,
"total_amount": 100,
"principal_amortization_amount": 92.3032577485,
"installment_number": 1
},
{
"calendar_days": 29,
"workdays": 19.0,
"business_due_date": "2025-01-07",
"due_date": "2025-01-07",
"due_principal": 289.8267422515,
"has_interest": true,
"post_fixed_amount": null,
"pre_fixed_amount": 4.9718040699,
"tax_amount": 0.4909156601748966,
"total_amount": 100,
"principal_amortization_amount": 95.0281959301,
"installment_number": 2
},
{
"calendar_days": 31,
"workdays": 23.0,
"business_due_date": "2025-02-07",
"due_date": "2025-02-07",
"due_principal": 194.7985463214,
"has_interest": true,
"post_fixed_amount": null,
"pre_fixed_amount": 3.5742034136,
"tax_amount": 0.7432500400879712,
"total_amount": 100,
"principal_amortization_amount": 96.4257965864,
"installment_number": 3
},
{
"calendar_days": 28,
"workdays": 18.0,
"business_due_date": "2025-03-07",
"due_date": "2025-03-07",
"due_principal": 98.372749735,
"has_interest": true,
"post_fixed_amount": null,
"pre_fixed_amount": 1.6288385793,
"tax_amount": 0.9841050988526828,
"total_amount": 100,
"principal_amortization_amount": 98.3711614207,
"installment_number": 4
}
],
"issue_amount": 382.13,
"disbursed_issue_amount": 374.91,
"assignment_amount": 382.13,
"final_disbursement_amount": 374.91,
"prefixed_interest_rate": {
"interest_base": "calendar_days_365",
"annual_rate": 0.23872053,
"monthly_rate": 0.018,
"daily_rate": 0.00058669
}
},
{
"iof_amount": 4.77,
"total_pre_fixed_amount": 24.2597288075,
"cet": 0.0243,
"annual_cet": 0.334037,
"contract_fees": [
{
"fee_type": "tac",
"amount_type": "percentage",
"amount": 0.6,
"fee_amount": 2.25
},
{
"fee_type": "ted_fee",
"amount_type": "absolute",
"amount": 1.0,
"fee_amount": 1.0
}
],
"external_contract_fees": [
{
"fee_type": "spread",
"amount_type": "absolute",
"amount": 0.0,
"fee_amount": 0.0,
"tax_amount": 0.0,
"net_fee_amount": 0.0,
"csll_amount": 0,
"irrf_amount": 0,
"pis_amount": 0,
"cofins_amount": 0,
"amount_released": 0,
"description": null
},
{
"fee_type": "insurance_premium",
"amount_type": "absolute",
"amount": 0.0,
"fee_amount": 0.0,
"tax_amount": 0.0,
"net_fee_amount": 0.0,
"csll_amount": 0,
"irrf_amount": 0,
"pis_amount": 0,
"cofins_amount": 0,
"amount_released": 0,
"description": null
},
{
"fee_type": "tac",
"amount_type": "absolute",
"amount": 0.0,
"fee_amount": 0.0,
"tax_amount": 0.0,
"net_fee_amount": 0.0,
"csll_amount": 0,
"irrf_amount": 0,
"pis_amount": 0,
"cofins_amount": 0,
"amount_released": 0,
"description": null
}
],
"contract_fee_amount": 2.25,
"external_contract_fee_amount": 0.0,
"net_external_contract_fee_amount": 0.0,
"disbursement_date": "2024-11-06",
"first_due_date": "2025-01-07",
"installments": [
{
"calendar_days": 62,
"workdays": 41.0,
"business_due_date": "2025-01-07",
"due_date": "2025-01-07",
"due_principal": 375.74,
"has_interest": true,
"post_fixed_amount": null,
"pre_fixed_amount": 13.9149280115,
"tax_amount": 0.437656505989534,
"total_amount": 100,
"principal_amortization_amount": 86.0850719885,
"installment_number": 1
},
{
"calendar_days": 31,
"workdays": 23.0,
"business_due_date": "2025-02-07",
"due_date": "2025-02-07",
"due_principal": 289.6549280115,
"has_interest": true,
"post_fixed_amount": null,
"pre_fixed_amount": 5.3146959395,
"tax_amount": 0.722070128765373,
"total_amount": 100,
"principal_amortization_amount": 94.6853040605,
"installment_number": 2
},
{
"calendar_days": 28,
"workdays": 18.0,
"business_due_date": "2025-03-07",
"due_date": "2025-03-07",
"due_principal": 194.969623951,
"has_interest": true,
"post_fixed_amount": null,
"pre_fixed_amount": 3.2283291407,
"tax_amount": 0.9601685182659746,
"total_amount": 100,
"principal_amortization_amount": 96.7716708593,
"installment_number": 3
},
{
"calendar_days": 31,
"workdays": 21.0,
"business_due_date": "2025-04-07",
"due_date": "2025-04-07",
"due_principal": 98.1979530917,
"has_interest": true,
"post_fixed_amount": null,
"pre_fixed_amount": 1.8017757158,
"tax_amount": 1.2239426674782687,
"total_amount": 100,
"principal_amortization_amount": 98.1982242842,
"installment_number": 4
}
],
"issue_amount": 375.74,
"disbursed_issue_amount": 367.72,
"assignment_amount": 375.74,
"final_disbursement_amount": 367.72,
"prefixed_interest_rate": {
"interest_base": "calendar_days_365",
"annual_rate": 0.23872053,
"monthly_rate": 0.018,
"daily_rate": 0.00058669
}
},
{
"iof_amount": 4.74,
"total_pre_fixed_amount": 24.0392857898,
"cet": 0.0243,
"annual_cet": 0.334673,
"contract_fees": [
{
"fee_type": "tac",
"amount_type": "percentage",
"amount": 0.6,
"fee_amount": 2.26
},
{
"fee_type": "ted_fee",
"amount_type": "absolute",
"amount": 1.0,
"fee_amount": 1.0
}
],
"external_contract_fees": [
{
"fee_type": "spread",
"amount_type": "absolute",
"amount": 0.0,
"fee_amount": 0.0,
"tax_amount": 0.0,
"net_fee_amount": 0.0,
"csll_amount": 0,
"irrf_amount": 0,
"pis_amount": 0,
"cofins_amount": 0,
"amount_released": 0,
"description": null
},
{
"fee_type": "insurance_premium",
"amount_type": "absolute",
"amount": 0.0,
"fee_amount": 0.0,
"tax_amount": 0.0,
"net_fee_amount": 0.0,
"csll_amount": 0,
"irrf_amount": 0,
"pis_amount": 0,
"cofins_amount": 0,
"amount_released": 0,
"description": null
},
{
"fee_type": "tac",
"amount_type": "absolute",
"amount": 0.0,
"fee_amount": 0.0,
"tax_amount": 0.0,
"net_fee_amount": 0.0,
"csll_amount": 0,
"irrf_amount": 0,
"pis_amount": 0,
"cofins_amount": 0,
"amount_released": 0,
"description": null
}
],
"contract_fee_amount": 2.26,
"external_contract_fee_amount": 0.0,
"net_external_contract_fee_amount": 0.0,
"disbursement_date": "2024-11-07",
"first_due_date": "2025-01-07",
"installments": [
{
"calendar_days": 61,
"workdays": 40.0,
"business_due_date": "2025-01-07",
"due_date": "2025-01-07",
"due_principal": 375.96,
"has_interest": true,
"post_fixed_amount": null,
"pre_fixed_amount": 13.6944849939,
"tax_amount": 0.4317001860605122,
"total_amount": 100,
"principal_amortization_amount": 86.3055150061,
"installment_number": 1
},
{
"calendar_days": 31,
"workdays": 23.0,
"business_due_date": "2025-02-07",
"due_date": "2025-02-07",
"due_principal": 289.6544849939,
"has_interest": true,
"post_fixed_amount": null,
"pre_fixed_amount": 5.3146959395,
"tax_amount": 0.714305933832412,
"total_amount": 100,
"principal_amortization_amount": 94.6853040605,
"installment_number": 2
},
{
"calendar_days": 28,
"workdays": 18.0,
"business_due_date": "2025-03-07",
"due_date": "2025-03-07",
"due_principal": 194.9691809334,
"has_interest": true,
"post_fixed_amount": null,
"pre_fixed_amount": 3.2283291407,
"tax_amount": 0.952233241255512,
"total_amount": 100,
"principal_amortization_amount": 96.7716708593,
"installment_number": 3
},
{
"calendar_days": 31,
"workdays": 21.0,
"business_due_date": "2025-04-07",
"due_date": "2025-04-07",
"due_principal": 98.1975100741,
"has_interest": true,
"post_fixed_amount": null,
"pre_fixed_amount": 1.8017757157,
"tax_amount": 1.2158904130882027,
"total_amount": 100,
"principal_amortization_amount": 98.1982242843,
"installment_number": 4
}
],
"issue_amount": 375.96,
"disbursed_issue_amount": 367.96,
"assignment_amount": 375.96,
"final_disbursement_amount": 367.96,
"prefixed_interest_rate": {
"interest_base": "calendar_days_365",
"annual_rate": 0.23872053,
"monthly_rate": 0.018,
"daily_rate": 0.00058669
}
},
{
"iof_amount": 4.71,
"total_pre_fixed_amount": 23.8187134405,
"cet": 0.0244,
"annual_cet": 0.335196,
"contract_fees": [
{
"fee_type": "tac",
"amount_type": "percentage",
"amount": 0.6,
"fee_amount": 2.26
},
{
"fee_type": "ted_fee",
"amount_type": "absolute",
"amount": 1.0,
"fee_amount": 1.0
}
],
"external_contract_fees": [
{
"fee_type": "spread",
"amount_type": "absolute",
"amount": 0.0,
"fee_amount": 0.0,
"tax_amount": 0.0,
"net_fee_amount": 0.0,
"csll_amount": 0,
"irrf_amount": 0,
"pis_amount": 0,
"cofins_amount": 0,
"amount_released": 0,
"description": null
},
{
"fee_type": "insurance_premium",
"amount_type": "absolute",
"amount": 0.0,
"fee_amount": 0.0,
"tax_amount": 0.0,
"net_fee_amount": 0.0,
"csll_amount": 0,
"irrf_amount": 0,
"pis_amount": 0,
"cofins_amount": 0,
"amount_released": 0,
"description": null
},
{
"fee_type": "tac",
"amount_type": "absolute",
"amount": 0.0,
"fee_amount": 0.0,
"tax_amount": 0.0,
"net_fee_amount": 0.0,
"csll_amount": 0,
"irrf_amount": 0,
"pis_amount": 0,
"cofins_amount": 0,
"amount_released": 0,
"description": null
}
],
"contract_fee_amount": 2.26,
"external_contract_fee_amount": 0.0,
"net_external_contract_fee_amount": 0.0,
"disbursement_date": "2024-11-08",
"first_due_date": "2025-01-07",
"installments": [
{
"calendar_days": 60,
"workdays": 39.0,
"business_due_date": "2025-01-07",
"due_date": "2025-01-07",
"due_principal": 376.18,
"has_interest": true,
"post_fixed_amount": null,
"pre_fixed_amount": 13.4739126445,
"tax_amount": 0.42570834978906,
"total_amount": 100,
"principal_amortization_amount": 86.5260873555,
"installment_number": 1
},
{
"calendar_days": 31,
"workdays": 23.0,
"business_due_date": "2025-02-07",
"due_date": "2025-02-07",
"due_principal": 289.6539126445,
"has_interest": true,
"post_fixed_amount": null,
"pre_fixed_amount": 5.3146959395,
"tax_amount": 0.706541738899451,
"total_amount": 100,
"principal_amortization_amount": 94.6853040605,
"installment_number": 2
},
{
"calendar_days": 28,
"workdays": 18.0,
"business_due_date": "2025-03-07",
"due_date": "2025-03-07",
"due_principal": 194.968608584,
"has_interest": true,
"post_fixed_amount": null,
"pre_fixed_amount": 3.2283291407,
"tax_amount": 0.9442979642450494,
"total_amount": 100,
"principal_amortization_amount": 96.7716708593,
"installment_number": 3
},
{
"calendar_days": 31,
"workdays": 21.0,
"business_due_date": "2025-04-07",
"due_date": "2025-04-07",
"due_principal": 98.1969377247,
"has_interest": true,
"post_fixed_amount": null,
"pre_fixed_amount": 1.8017757158,
"tax_amount": 1.20783815869566,
"total_amount": 100,
"principal_amortization_amount": 98.1982242842,
"installment_number": 4
}
],
"issue_amount": 376.18,
"disbursed_issue_amount": 368.21,
"assignment_amount": 376.18,
"final_disbursement_amount": 368.21,
"prefixed_interest_rate": {
"interest_base": "calendar_days_365",
"annual_rate": 0.23872053,
"monthly_rate": 0.018,
"daily_rate": 0.00058669
}
}
]
}
}
4 - 发行操作：
注意
对于自福利发放日起未满 90 天且不允许批注的操作，需确保 disbursement_date 与 limit_days_to_disburse 之和所得日期晚于 90 天之后。 如果不满足此规则，操作将被永久取消，CancelReason 为：social_security_margin_release_after_disbursement_end_date。
"collateral_data" 对象中的 "assistance_type" 字段指贷款所使用的福利类型，该值在福利数据查询中返回。查看可能的值（枚举值），请参阅枚举值表。
注意
credit_agent 对象代表信贷代理人，有时称为推销员，负责发起此债务。此字段在发行代扣贷款债务时为必填项。
Request
情形 1：无法定代表人的发行
ENDPOINT
/debtMÉTODO
POST- 新增信贷
- 再融资
- 新增信贷 - 薪资增长
Request Body
{
"borrower": {
"name": "Nome devedor",
"phone": {
"number": "999538380",
"area_code": "84",
"country_code": "055"
},
"gender": "female",
"is_pep": false,
"address": {
"city": "Natal",
"state": "RN",
"number": "1984",
"street": "Rua",
"complement": "complemento",
"postal_code": "59065720",
"neighborhood": "bairro"
},
"role_type": "issuer",
"birth_date": "1959-07-08",
"mother_name": "NOME DA MAE",
"nationality": "Brasileiro",
"person_type": "natural",
"marital_status": "single",
"attached_documents_list": [],
"individual_document_number": "14471835092",
"document_identification_date": "2015-10-02",
"document_identification_type": "rg",
"document_identification_number": "003709888"
},
"financial": {
"interest_type": "pre_price_days",
"first_due_date": "2023-09-20",
"disbursement_date": "2024-11-07",
"fine_configuration": {
"monthly_rate": 0.0166,
"interest_base": "calendar_days",
"contract_fine_rate": 0
},
"credit_operation_type": "ccb",
"interest_grace_period": 0,
"monthly_interest_rate": 0.0166,
"installment_face_value": 101.84,
"limit_days_to_disburse": 7,
"number_of_installments": 10,
"principal_grace_period": 0
},
"simplified": true,
"collaterals": [
{
"percentage": 1,
"collateral_data": {
"state": "SP",
"benefit_number": 2052711150,
"subcorban_document_number": "12123456000101"
},
"collateral_type": "social_security"
}
],
"additional_data": {
"contract": {
"contract_number": "TST0000644799"
}
},
"purchaser_document_number": "32402502000135",
"credit_agent": {
"document_number": "87237271016",
"name": "Agente de credito"
},
"disbursement_bank_accounts": [
{
"name": "NOME DEVEDOR",
"bank_code": "001",
"account_digit": "0",
"branch_number": "2874",
"account_number": "000057555",
"document_number": "14471835092",
"transfer_method": "pix",
"percentage_receivable": 100
}
]
}
Request Body
{
"borrower": {
"name": "Nome devedor",
"phone": {
"number": "999538380",
"area_code": "84",
"country_code": "055"
},
"gender": "female",
"is_pep": false,
"address": {
"city": "Natal",
"state": "RN",
"number": "1984",
"street": "Rua",
"complement": "complemento",
"postal_code": "59065720",
"neighborhood": "bairro"
},
"role_type": "issuer",
"birth_date": "1959-07-08",
"mother_name": "NOME DA MAE",
"nationality": "Brasileiro",
"person_type": "natural",
"marital_status": "single",
"attached_documents_list": [],
"individual_document_number": "14471835092",
"document_identification_date": "2015-10-02",
"document_identification_type": "rg",
"document_identification_number": "003709888"
},
"financial": {
"interest_type": "pre_price_days",
"first_due_date": "2024-09-20",
"disbursement_date": "2024-11-07",
"fine_configuration": {
"monthly_rate": 0.01,
"interest_base": "calendar_days",
"contract_fine_rate": 0
},
"credit_operation_type": "ccb",
"interest_grace_period": 0,
"monthly_interest_rate": 0.0166,
"installment_face_value": 1000,
"limit_days_to_disburse": 7,
"number_of_installments": 84,
"principal_grace_period": 0
},
"simplified": true,
"collaterals": [
{
"percentage": 1,
"collateral_data": {
"state": "SP",
"benefit_number": 2052711150,
"subcorban_document_number": "12123456000101"
},
"collateral_type": "social_security"
}
],
"additional_data": {
"contract": {
"contract_number": "TST0000644715"
}
},
"purchaser_document_number": "32402502000135",
"credit_agent": {
"document_number": "87237271016",
"name": "Agente de credito"
},
"disbursement_bank_accounts": [
{
"name": "NOME DEVEDOR",
"bank_code": "001",
"account_digit": "0",
"branch_number": "2874",
"account_number": "000057555",
"document_number": "14471835092",
"transfer_method": "pix",
"percentage_receivable": 100
}
],
"refinanced_credit_operations": [
{
"operation_key": "4f32e501-212c-4129-8ac3-d9943b78583b"
}
]
}
Request Body
{
"borrower": {
"name": "Nome devedor",
"phone": {
"number": "999538380",
"area_code": "84",
"country_code": "055"
},
"gender": "female",
"is_pep": false,
"address": {
"city": "Natal",
"state": "RN",
"number": "1984",
"street": "Rua",
"complement": "complemento",
"postal_code": "59065720",
"neighborhood": "bairro"
},
"role_type": "issuer",
"birth_date": "1959-07-08",
"mother_name": "NOME DA MAE",
"nationality": "Brasileiro",
"person_type": "natural",
"marital_status": "single",
"attached_documents_list": [],
"individual_document_number": "14471835092",
"document_identification_date": "2015-10-02",
"document_identification_type": "rg",
"document_identification_number": "003709888"
},
"financial": {
"interest_type": "pre_price_days",
"first_due_date": "2024-09-20",
"disbursement_date": "2024-11-07",
"fine_configuration": {
"monthly_rate": 0.01,
"interest_base": "calendar_days",
"contract_fine_rate": 0
},
"credit_operation_type": "ccb",
"interest_grace_period": 0,
"monthly_interest_rate": 0.0166,
"installment_face_value": 1000,
"limit_days_to_disburse": 7,
"number_of_installments": 84,
"principal_grace_period": 0
},
"simplified": true,
"collaterals": [
{
"percentage": 1,
"collateral_data": {
"state": "SP",
"benefit_number": 2052711150,
"operation_category": "minimum_wage_increase",
"subcorban_document_number": "12123456000101"
},
"collateral_type": "social_security"
}
],
"additional_data": {
"contract": {
"contract_number": "TST0000644715"
}
},
"purchaser_document_number": "32402502000135",
"credit_agent": {
"document_number": "87237271016",
"name": "Agente de credito"
},
"disbursement_bank_accounts": [
{
"name": "NOME DEVEDOR",
"bank_code": "001",
"account_digit": "0",
"branch_number": "2874",
"account_number": "000057555",
"document_number": "14471835092",
"transfer_method": "pix",
"percentage_receivable": 100
}
]
}
情形 2：有法定代表人的发行
ENDPOINT
/debtMÉTODO
POST- 新增信贷
- 再融资
- 新增信贷 - 薪资增长
{
"borrower": {
"name": "Nome devedor",
"phone": {
"number": "999538380",
"area_code": "84",
"country_code": "055"
},
"gender": "female",
"is_pep": false,
"address": {
"city": "Natal",
"state": "RN",
"number": "1984",
"street": "Rua",
"complement": "complemento",
"postal_code": "59065720",
"neighborhood": "bairro"
},
"role_type": "issuer",
"birth_date": "1959-07-08",
"mother_name": "NOME DA MAE",
"nationality": "Brasileiro",
"person_type": "natural",
"marital_status": "single",
"attached_documents_list": [],
"individual_document_number": "14471835092",
"document_identification_date": "2015-10-02",
"document_identification_type": "rg",
"document_identification_number": "003709888"
},
"related_parties": [
{
"name": "Representante legal",
"email": "teste@qitech.com.br",
"phone": {
"number": "991294043",
"area_code": "55",
"country_code": "055"
},
"address": {
"street": "AV LEONOR",
"state": "SP",
"city": "GUARULHOS",
"neighborhood": "",
"number": "1",
"postal_code": "07025200",
"complement": ""
},
"role_type": "issuer_legal_representative",
"person_type": "natural",
"is_pep": false,
"individual_document_number": "19125869086",
"birth_date": "1970-04-20",
"mother_name": " Ana Lúcia"
}
],
"financial": {
"interest_type": "pre_price_days",
"first_due_date": "2024-09-20",
"disbursement_date": "2024-11-07",
"fine_configuration": {
"monthly_rate": 0.01,
"interest_base": "calendar_days",
"contract_fine_rate": 0
},
"credit_operation_type": "ccb",
"interest_grace_period": 0,
"monthly_interest_rate": 0.0166,
"installment_face_value": 1000,
"limit_days_to_disburse": 7,
"number_of_installments": 84,
"principal_grace_period": 0
},
"simplified": true,
"collaterals": [
{
"percentage": 1,
"collateral_data": {
"state": "SP",
"benefit_number": 2052711150,
"subcorban_document_number": "12123456000101"
},
"collateral_type": "social_security"
}
],
"additional_data": {
"contract": {
"contract_number": "TST0000644715"
}
},
"purchaser_document_number": "32402502000135",
"credit_agent": {
"document_number": "87237271016",
"name": "Agente de credito"
},
"disbursement_bank_accounts": [
{
"name": "NOME DEVEDOR",
"bank_code": "001",
"account_digit": "0",
"branch_number": "2874",
"account_number": "000057555",
"document_number": "14471835092",
"transfer_method": "pix",
"percentage_receivable": 100
}
]
}
{
"borrower": {
"name": "Nome devedor",
"phone": {
"number": "999538380",
"area_code": "84",
"country_code": "055"
},
"gender": "female",
"is_pep": false,
"address": {
"city": "Natal",
"state": "RN",
"number": "1984",
"street": "Rua",
"complement": "complemento",
"postal_code": "59065720",
"neighborhood": "bairro"
},
"role_type": "issuer",
"birth_date": "1959-07-08",
"mother_name": "NOME DA MAE",
"nationality": "Brasileiro",
"person_type": "natural",
"marital_status": "single",
"attached_documents_list": [],
"individual_document_number": "14471835092",
"document_identification_date": "2015-10-02",
"document_identification_type": "rg",
"document_identification_number": "003709888"
},
"related_parties": [
{
"name": "Representante legal",
"email": "teste@qitech.com.br",
"phone": {
"number": "991294043",
"area_code": "55",
"country_code": "055"
},
"address": {
"street": "AV LEONOR",
"state": "SP",
"city": "GUARULHOS",
"neighborhood": "",
"number": "1",
"postal_code": "07025200",
"complement": ""
},
"role_type": "issuer_legal_representative",
"person_type": "natural",
"is_pep": false,
"individual_document_number": "19125869086",
"birth_date": "1970-04-20",
"mother_name": " Ana Lúcia"
}
],
"financial": {
"interest_type": "pre_price_days",
"first_due_date": "2024-09-20",
"disbursement_date": "2024-11-07",
"fine_configuration": {
"monthly_rate": 0.01,
"interest_base": "calendar_days",
"contract_fine_rate": 0
},
"credit_operation_type": "ccb",
"interest_grace_period": 0,
"monthly_interest_rate": 0.0166,
"installment_face_value": 1000,
"limit_days_to_disburse": 7,
"number_of_installments": 84,
"principal_grace_period": 0
},
"simplified": true,
"collaterals": [
{
"percentage": 1,
"collateral_data": {
"state": "SP",
"benefit_number": 2052711150,
"subcorban_document_number": "12123456000101"
},
"collateral_type": "social_security"
}
],
"additional_data": {
"contract": {
"contract_number": "TST0000644715"
}
},
"purchaser_document_number": "32402502000135",
"credit_agent": {
"document_number": "87237271016",
"name": "Agente de credito"
},
"disbursement_bank_accounts": [
{
"name": "NOME DEVEDOR",
"bank_code": "001",
"account_digit": "0",
"branch_number": "2874",
"account_number": "000057555",
"document_number": "14471835092",
"transfer_method": "pix",
"percentage_receivable": 100
}
],
"refinanced_credit_operations": [
{
"operation_key": "4f32e501-212c-4129-8ac3-d9943b78583b"
}
]
}
{
"borrower": {
"name": "Nome devedor",
"phone": {
"number": "999538380",
"area_code": "84",
"country_code": "055"
},
"gender": "female",
"is_pep": false,
"address": {
"city": "Natal",
"state": "RN",
"number": "1984",
"street": "Rua",
"complement": "complemento",
"postal_code": "59065720",
"neighborhood": "bairro"
},
"role_type": "issuer",
"birth_date": "1959-07-08",
"mother_name": "NOME DA MAE",
"nationality": "Brasileiro",
"person_type": "natural",
"marital_status": "single",
"attached_documents_list": [],
"individual_document_number": "14471835092",
"document_identification_date": "2015-10-02",
"document_identification_type": "rg",
"document_identification_number": "003709888"
},
"related_parties": [
{
"name": "Representante legal",
"email": "teste@qitech.com.br",
"phone": {
"number": "991294043",
"area_code": "55",
"country_code": "055"
},
"address": {
"street": "AV LEONOR",
"state": "SP",
"city": "GUARULHOS",
"neighborhood": "",
"number": "1",
"postal_code": "07025200",
"complement": ""
},
"role_type": "issuer_legal_representative",
"person_type": "natural",
"is_pep": false,
"individual_document_number": "19125869086",
"birth_date": "1970-04-20",
"mother_name": " Ana Lúcia"
}
],
"financial": {
"interest_type": "pre_price_days",
"first_due_date": "2024-09-20",
"disbursement_date": "2024-11-07",
"fine_configuration": {
"monthly_rate": 0.01,
"interest_base": "calendar_days",
"contract_fine_rate": 0
},
"credit_operation_type": "ccb",
"interest_grace_period": 0,
"monthly_interest_rate": 0.0166,
"installment_face_value": 1000,
"limit_days_to_disburse": 7,
"number_of_installments": 84,
"principal_grace_period": 0
},
"simplified": true,
"collaterals": [
{
"percentage": 1,
"collateral_data": {
"state": "SP",
"benefit_number": 2052711150,
"operation_category": "minimum_wage_increase",
"subcorban_document_number": "12123456000101"
},
"collateral_type": "social_security"
}
],
"additional_data": {
"contract": {
"contract_number": "TST0000644715"
}
},
"purchaser_document_number": "32402502000135",
"credit_agent": {
"document_number": "87237271016",
"name": "Agente de credito"
},
"disbursement_bank_accounts": [
{
"name": "NOME DEVEDOR",
"bank_code": "001",
"account_digit": "0",
"branch_number": "2874",
"account_number": "000057555",
"document_number": "14471835092",
"transfer_method": "pix",
"percentage_receivable": 100
}
],
"refinanced_credit_operations": [
{
"operation_key": "4f32e501-212c-4129-8ac3-d9943b78583b"
}
]
}
含折扣的 financial 对象示例
{
"financial": {
"first_due_date": "2022-12-07",
"installment_face_value": 100,
"disbursement_date": "2022-11-03",
"limit_days_to_disburse": 3,
"number_of_installments": 24,
"disbursed_amount": 1876,
"interest_type": "pre_price_days",
"fine_configuration": {
"monthly_rate": 0.01,
"interest_base": "calendar_days",
"contract_fine_rate": 0.02
},
"credit_operation_type": "ccb",
"interest_grace_period": 0,
"principal_grace_period": 0,
"rebates": [
{
"amount": 20,
"rebate_bank_account": {
"name": "Teste Ltda",
"document_number": "18533555000164",
"account_digit": "0",
"account_number": "4290001",
"branch_number": "0001",
"bank_code": "329"
},
"amount_type": "percentage",
"fee_type": "spread"
}
]
}
}
Response
ENDPOINT
/debtMÉTODO
POSTResponse Body
{
"webhook_type": "debt",
"key": "eb859ebe-3a41-49bf-a6c3-d6902039ec00",
"status": "waiting_signature",
"event_datetime": "2024-11-07 23:19:22",
"data": {
"borrower": {
"name": "Nome devedor",
"document_number": "14471835092",
"related_party_key": "28b7fc16-6d1f-467d-9667-62a8c13daea6"
},
"contract": {
"number": "TST0000644710",
"urls": [
"https://storage.googleapis.com/sandbox-doc-api/documents/a2e9c83a-3666-4def-8b27-e96fabb8705c/NOME_DEVEDOR-CCB-TST0000644710-20241107231916.pdf"
],
"signature_information": [
{
"signer_name": "Nome devedor",
"signer_document_number": "14471835092",
"signer_role": "issuer",
"signer_email": null,
"signer_external_key": null,
"signature_url": null
}
]
},
"requester_identifier_key": "eb859ebe-3a41-49bf-a6c3-d6902039ec00",
"iof_charge_method": "financed",
"collaterals": [
{
"absolute_amount": null,
"collateral_constituted": false,
"collateral_data": {
"state": "SP",
"benefit_number": 2052711150,
"reservation_method": "issuing",
"subcorban_document_number": "12123456000101"
},
"collateral_key": "26c7f4f4-51f3-41fa-b880-9691211136aa",
"collateral_type": "social_security",
"created_at": "2024-11-07T23:19:16.413448",
"external_key": null,
"percentage": 1,
"reservation_method": {
"enumerator": "issuing"
},
"updated_at": "2024-11-07T23:19:16.413441"
}
],
"disbursement_options": [
{
"disbursement_date": "2024-11-07",
"contract_fees": [
{
"fee_type": "spread",
"fee_amount": 4.55
},
{
"fee_type": "ted_fee",
"fee_amount": 1.5
}
],
"external_contract_fees": [
{
"fee_type": "spread",
"fee_amount": 0.0,
"tax_amount": 0.0,
"net_fee_amount": 0.0
}
],
"contract_fee_amount": 6.05,
"external_contract_fee_amount": 0.0,
"net_external_contract_fee_amount": 0.0,
"assignment_amount": 914.3,
"issue_amount": 909.75,
"cet": "2,0100%",
"annual_cet": "27,0481%",
"base_iof": 16.259002146803677,
"additional_iof": 3.45705,
"total_iof": 19.72,
"total_pre_fixed_amount": 108.6508885851,
"installments": [
{
"additional_costs": [],
"business_due_date": "2025-01-20",
"calendar_days": 74,
"due_date": "2025-01-20",
"due_interest": 0.0,
"due_principal": 909.75,
"fine_amount": null,
"has_interest": true,
"installment_number": 1,
"post_fixed_amount": null,
"pre_fixed_amount": 37.1789024864,
"principal_amortization_amount": 64.6610975136,
"tax_amount": 0.3923635397125248,
"total_amount": 101.84,
"workdays": 49.0,
"installment_status": null,
"installment_type": null
},
{
"additional_costs": [],
"business_due_date": "2025-02-20",
"calendar_days": 31,
"due_date": "2025-02-20",
"due_interest": 0.0,
"due_principal": 845.0889024864,
"fine_amount": null,
"has_interest": true,
"installment_number": 2,
"post_fixed_amount": null,
"pre_fixed_amount": 14.2997636051,
"principal_amortization_amount": 87.5402363949,
"tax_amount": 0.753721435360089,
"total_amount": 101.84,
"workdays": 23.0,
"installment_status": null,
"installment_type": null
},
{
"additional_costs": [],
"business_due_date": "2025-03-20",
"calendar_days": 28,
"due_date": "2025-03-20",
"due_interest": 0.0,
"due_principal": 757.5486660915,
"fine_amount": null,
"has_interest": true,
"installment_number": 3,
"post_fixed_amount": null,
"pre_fixed_amount": 11.5685715131,
"principal_amortization_amount": 90.2714284869,
"tax_amount": 0.9845001990781314,
"total_amount": 101.84,
"workdays": 18.0,
"installment_status": null,
"installment_type": null
},
{
"additional_costs": [],
"business_due_date": "2025-04-22",
"calendar_days": 33,
"due_date": "2025-04-22",
"due_interest": 0.0,
"due_principal": 667.2772376046,
"fine_amount": null,
"has_interest": true,
"installment_number": 4,
"post_fixed_amount": null,
"pre_fixed_amount": 12.025984633,
"principal_amortization_amount": 89.814015367,
"tax_amount": 1.222548377175604,
"total_amount": 101.84,
"workdays": 21.0,
"installment_status": null,
"installment_type": null
},
{
"additional_costs": [],
"business_due_date": "2025-05-20",
"calendar_days": 28,
"due_date": "2025-05-20",
"due_interest": 0.0,
"due_principal": 577.4632222376,
"fine_amount": null,
"has_interest": true,
"installment_number": 5,
"post_fixed_amount": null,
"pre_fixed_amount": 8.8184725787,
"principal_amortization_amount": 93.0215274213,
"tax_amount": 1.4797864582180404,
"total_amount": 101.84,
"workdays": 19.0,
"installment_status": null,
"installment_type": null
},
{
"additional_costs": [],
"business_due_date": "2025-06-20",
"calendar_days": 31,
"due_date": "2025-06-20",
"due_interest": 0.0,
"due_principal": 484.4416948163,
"fine_amount": null,
"has_interest": true,
"installment_number": 6,
"post_fixed_amount": null,
"pre_fixed_amount": 8.1972396908,
"principal_amortization_amount": 93.6427603092,
"tax_amount": 1.72770892770474,
"total_amount": 101.84,
"workdays": 22.0,
"installment_status": null,
"installment_type": null
},
{
"additional_costs": [],
"business_due_date": "2025-07-21",
"calendar_days": 31,
"due_date": "2025-07-21",
"due_interest": 0.0,
"due_principal": 390.7989345071,
"fine_amount": null,
"has_interest": true,
"installment_number": 7,
"post_fixed_amount": null,
"pre_fixed_amount": 6.6127072945,
"principal_amortization_amount": 95.2272927055,
"tax_amount": 1.999011328473856,
"total_amount": 101.84,
"workdays": 21.0,
"installment_status": null,
"installment_type": null
},
{
"additional_costs": [],
"business_due_date": "2025-08-20",
"calendar_days": 30,
"due_date": "2025-08-20",
"due_interest": 0.0,
"due_principal": 295.5716418016,
"fine_amount": null,
"has_interest": true,
"installment_number": 8,
"post_fixed_amount": null,
"pre_fixed_amount": 4.8387153664,
"principal_amortization_amount": 97.0012846336,
"tax_amount": 2.274874127227187,
"total_amount": 101.84,
"workdays": 22.0,
"installment_status": null,
"installment_type": null
},
{
"additional_costs": [],
"business_due_date": "2025-09-22",
"calendar_days": 33,
"due_date": "2025-09-22",
"due_interest": 0.0,
"due_principal": 198.570357168,
"fine_amount": null,
"has_interest": true,
"installment_number": 9,
"post_fixed_amount": null,
"pre_fixed_amount": 3.5787172455,
"principal_amortization_amount": 98.2612827545,
"tax_amount": 2.570318634292211,
"total_amount": 101.84,
"workdays": 23.0,
"installment_status": null,
"installment_type": null
},
{
"additional_costs": [],
"business_due_date": "2025-10-20",
"calendar_days": 28,
"due_date": "2025-10-20",
"due_interest": 0.0,
"due_principal": 100.3090744135,
"fine_amount": null,
"has_interest": true,
"installment_number": 10,
"post_fixed_amount": null,
"pre_fixed_amount": 1.5318141716,
"principal_amortization_amount": 100.3081858284,
"tax_amount": 2.8541691195612935,
"total_amount": 101.84,
"workdays": 20.0,
"installment_status": null,
"installment_type": null
}
],
"first_due_date": "2025-01-20",
"prefixed_interest_rate": {
"monthly_rate": 0.0166,
"daily_rate": 0.00054142,
"annual_rate": 0.21843191,
"interest_base": "calendar_days_365"
}
}
]
}
}
如果操作在最后一个放款日期选项前未签署或批注，合作方将收到有关操作取消的 webhook：
WEBHOOK_TYPE
debtSTATUS
CanceledWebhook Body
{
"key": "\<DEBT-KEY\>",
"data": {
"cancel_reason": "Operacao cancelada manualmente",
"cancel_reason_enumerator": "manual"
},
"status": "canceled",
"webhook_type": "debt",
"event_datetime": "2022-11-01 03:46:31"
}
在 Sandbox 中模拟批注成功与失败场景：
场景模拟基于操作中提供的 CPF 的第一位数字。
11.1. 对于以数字 1 开头的 CPF，将通过 Webhook 返回异步成功响应。
11.2. 对于其他 CPF，将根据输入的 CPF 的第一位数字，按照下表返回异步错误响应。
11.3. 操作为 "cancel" 的错误将收到包含操作最终结果的 webhook。
| CPF 首位 数字 | 枚举值 | 描述 | 操作 |
|---|---|---|---|
| 2 | invalid_disbursement_account | Invalid disbursemente bank account | cancel |
| 3 | operation_not_allowed_IR | Operation not allowed due to operation deadline greatter than benefit termination | cancel |
注意
所有第一位数字未映射到对应场景的 CPF，将收到一个包含未映射测试场景标准错误的 webhook。
| 枚举值 | 描述 |
|---|---|
| mock_error | Informed document number is not a valid mock on test environment |
5 - 文件提交
必须提交合同补充数据（根据 INSS 第 138 号规范性指令）。
文件应通过文件上传端点提交，并遵循以下格式规范：
| 验证项 | 值 |
|---|---|
| 格式 | JPEG |
| 最小尺寸 | 250 x 250 px |
| 最大尺寸 | 2 MB |
注意
不符合最小或最大尺寸规定的关联文件的合同将被永久取消。
文件上传后，必须在操作创建的 payload 中或之后通过以下端点提供已提交文件的密钥：
ENDPOINT
/debt/DEBT-KEY/related_party/RELATED-PARTY-KEY/attached_documentMÉTODO
POSTRequest Body
{
"document_identification": "2893fc74-88fd-4cc9-a5c6-8a63d9d00f41",
"document_identification_back": "e881ddf4-bc9a-48e0-9555-cac979f65431",
"selfie": "ca37979e-6f11-4465-bf3b-69cd8307549c"
}
信息
related_party_key 在债务创建的响应中，位于 borrower 对象内返回。
6 - 操作正式化
文件提交后，操作可以进行正式化。
若由法定代表人签署，在 "data.contract.signers[i]" 字段中将返回法定代表人的数据，且 "data.contract.signers[i].signer_role" 对象的值将为 "issuer_legal_representative"。
签署 payload 中必须包含与第 5 条中提交文件相关的必填字段。必填字段如下：ip_address 和 signature_datetime。
Request
ENDPOINT
/debt/DEBT-KEY/signedMÉTODO
POSTRequest Body
{
...,
"ip_address": "192.168.0.0",
"signature_datetime": "2020-03-20T14:28:23.382748Z",
"similarity_score": 0.98000,
"biometry_analysis_reference": "serpro",
"type": "data-signature"
}
注意
签署提交的 payload 因合作方的正式化流程而异，需与 QI Tech 集成团队对接确认。
Biometry Analysis Reference 枚举值
| 枚举值 | 描述 |
|---|---|
| serpro | 当 similarity_score 通过查询 Detran 带照片文件库（通过 Serpro 提供的服务）获得时使用 |
| tse | 当 similarity_score 通过查询 TSE 带照片文件库获得时使用 |
| not_found | 当面部生物识别在上述任何政府数据库（serpro 或 tse）中均未找到时填写。此时 similarity_score 应为 null 或合作方返回的自拍与带照片官方文件的相似度评分。 |
QI Sign
QI Tech 提供符合第 138 号规范性指令规定的签署服务，包含面部生物识别和文件提交。
如需报价，请联系我们的商务团队：
comercial@qitech.com.br 或 (11) 2339-4763
Response
ENDPOINT
/debt/DEBT-KEY/signedMÉTODO
POSTResponse Body
{
"data": {},
"event_datetime": "2022-11-07 15:24:47",
"key": "\<DEBT-KEY\>",
"status": "signature_received",
"webhook_type": "debt"
}
收到签署后，将对已提交文件和 assistance_type 字段进行验证。
如果提交了未映射的福利类型 (assistance_type)，操作将被永久取消。
文件验证同样适用，如存在重复、缺失或不符合最低标准的文件，操作也将被永久取消。
在这两种情况下，都会发送包含以下 payload 的 webhook：
WEBHOOK_TYPE
debtSTATUS
Canceled PermanentlyWebhook Body
{
"key": "<DEBT-KEY>",
"data": {},
"status": "canceled_permanently",
"webhook_type": "debt",
"event_datetime": "2022-11-01 03:46:31"
}
7 - 批注与取消批注
注意
要成功创建批注请求，需要事先对福利进行有效的数据查询。 为此，只需按照第 2 - 查询福利数据 条的步骤操作即可。
因超出额度导致批注失败
如果新受益人类别或薪资增长类别的预留在批注尝试时收到超额响应，批注请求的状态将变为"等待合作方操作"，并将以以下格式发送 webhook 以通知相关情况：
WEBHOOK_TYPE
social_security_margin_exceeded_for_new_beneficiary 或 social_security_margin_exceeded_for_minimum_wage_increaseSTATUS
Pending requester actionWebhook Body
- 新受益人
- 薪资增长
{
"webhook": {
"key": "\<DEBT-KEY\>",
"data": {
"enumerator": "margin_exceeded_for_new_beneficiary",
"description": "The margin for this reservation has been exceeded. Reservation Amount: 551.18",
},
"status": "pending_requester_action",
"webhook_type": "social_security_margin_exceeded_for_new_beneficiary",
"event_datetime": "2024-10-15T15:33:59"
}
}
{
"webhook": {
"key": "\<DEBT-KEY\>",
"data": {
"enumerator": "margin_exceeded_for_minimum_wage_increase",
"description": "The margin for this reservation has been exceeded. Reservation Amount: 551.18",
},
"status": "pending_requester_action",
"webhook_type": "social_security_margin_exceeded_for_minimum_wage_increase",
"event_datetime": "2024-10-15T15:33:59"
}
}
因缺少有效福利数据查询导致批注失败
如果在批注请求之前未成功完成福利数据查询，批注请求的状态将变为"等待合作方操作"，并将以以下格式发送 webhook 以通知相关情况：
WEBHOOK_TYPE
social_security_success_balance_request_not_foundSTATUS
Pending requester actionWebhook Body
{
"webhook": {
"key": "\<DEBT-KEY\>",
"data": {
"enumerator": "success_balance_request_not_found",
"description": "Success balance request not found for the specified benefit number"
},
"status": "pending_requester_action",
"webhook_type": "social_security_success_balance_request_not_found",
"event_datetime": "2024-10-15T15:33:59"
}
}
如需继续，应采取以下操作：
- 按照第 2 条 - 查询福利数据 的步骤查询相关福利数据；
- 按以下格式发送请求，告知查询已完成。
ENDPOINT
/social_security/reservation/external_key/DEBT-KEY/validate_reservationMÉTODO
POST重要
此请求不仅确认存在有效的福利数据查询，还会验证创建批注所发送的信息是否正确，从而允许流程继续进行。
请求优先级系统（插队）
由于 Dataprev 的限制，每秒最多允许 25 个请求，请求系统以异步方式运行，即批注尝试被组织到队列中进行处理。因此，请求将根据操作类型和成功概率进行优先排序。
在这种情况下，为了避免在批注成功概率高但下次批注尝试还需等待较长时间的情况下损失额度，开发了此系统，允许以同步方式（即无需等待队列）发出请求。
然而，为确保适当控制并防止该系统被滥用，实施了令牌桶机制，工作原理如下：
- 每个请求消耗一个令牌；
- 如果请求产生成功的批注，令牌将归还桶中；
- 否则，令牌将被消耗；
- 每个桶有最大令牌数量限制；
- 定期启动令牌补充例程，将已消耗的令牌补充至最大限制；
- 如果令牌耗尽，在例程补充新令牌之前将无法发出新请求。
令牌桶系统示例
在此示例中，桶的配置为：
- 最大令牌数： 10
- 补充时间： 30分钟
第 0 小时： 桶以最大容量创建；
第 9 分钟： 发出一个请求，但合同未批注（错误），导致消耗 1 个令牌；
第 17 分钟： 发出一个请求，合同批注成功（成功），令牌数量不变；
第 30 分钟： 第一次令牌补充，桶恢复至最大容量；
第 47 分钟： 成功发出 10 个请求，无令牌消耗；
第 1 小时： 第二次令牌补充，但由于桶已满，令牌数量保持不变；
第 1:12 小时： 5 个请求出错，消耗 5 个令 牌；
第 1:30 小时： 第三次令牌补充，桶有 6 个令牌；
第 1:38 小时： 6 个请求出错，耗尽所有令牌；
第 1:51 小时： 尝试发出请求，但由于桶中没有令牌，请求被阻止；
第 2 小时： 第四次令牌补充，桶有 1 个令牌，允许新的请求尝试；
要发出优先请求，只需使用与要批注的操作对应的 DEBT-KEY 调用以下端点：
Request
ENDPOINT
/social_security/reservation/external_key/DEBT-KEY/priority_requestMÉTODO
POSTResponse
Response Body - 成功
{
"max_bucket_capacity": 10,
"bucket_fill_rate_minutes": 30,
"available_tokens": 7,
"status": "pending_document_submission",
"next_refill_at": "2025-02-04T20:28:35Z"
}
Response Body - 错误
批注错误：
{
"title": "Reservation Failed",
"description": "Last Response: consignable_margin_excceded, Tokens Available: 9, Next Refill At: 2025-02-04T20:18:35Z",
"translation": "Ultima resposta: consignable_margin_excceded, Fichas disponiveis: 9, Proxima Recarga: 2025-02-04T20:18:35Z",
"extra_fields": {},
"code": "SSC000083"
}
无可用令牌错误：
{
"title": "Rate limit exceeded",
"description": "Request limit exceeded. No tokens available, next refill in 8 minutes.",
"translation": "Limite de solicitacoes excedido. Nenhuma ficha disponivel, proxima recarga em 8 minutos.",
"extra_fields": {},
"code": "SSC000080"
}
最后，可以在无需向优先端点发出请求的情况下查询桶的当前配置。为此，我们提供了以下查询端点：
Request
ENDPOINT
/social_security/bucket_configurationMÉTODO
GETResponse
Response Body
{
"max_bucket_capacity": 10,
"bucket_fill_rate_minutes": 30,
"available_tokens": 7,
"next_refill_at": "2025-02-04T20:08:35Z"
}
批注成功
批注成功时，合作方将收到以下 webhook：
WEBHOOK_TYPE
credit_operation.collateralSTATUS
SuccessWebhook Body
{
"key": "\<DEBT-KEY\>",
"data": {
"collateral_type": "social_security",
"collateral_constituted": true
},
"event_time": "2022-10-31 15:23:46",
"webhook_type": "credit_operation.collateral"
}
批注失败时更正数据
可以在批注尝试中更正银行数据、福利编号和合同名称。只需使用以下调用：
ENDPOINT
/debt/DEBT-KEY/collateralMÉTODO
PATCHRequest Body
- 银行数据
- 福利编号
- 姓名
{
"disbursement_bank_account": {
"bank_code": "123",
"account_digit": "1",
"account_branch": "1234",
"account_number": "5678",
"document_number": "12345678901"
}
}
{
"benefit_number": 1234567890
}
{
"name": "Nome do Beneficiário"
}
取消批注
合同的取消批注通过永久取消路由执行。该路由为合同设置最终状态，不可重试，并触发已批注额度的取消批注。
要执行永久取消，应使用以下端点：
ENDPOINT
/debt/DEBT-KEY/cancel_permanentlyMÉTODO
POSTWebhooks
WEBHOOK_TYPE
debtSTATUS
canceled_permanentlyWebhook Body
{
"key": "\<DEBT-KEY\>",
"data": {},
"status": "canceled_permanently",
"webhook_type": "debt",
"event_datetime": "2022-11-01 03:46:31"
}
8 - 放款失败
TED
TED 放款失败时
WEBHOOK_TYPE
debtSTATUS
canceledWebhook Body
{
"status": "canceled",
"key": "\<DEBT-KEY\>",
"data": {
"ted_refusal": {
"transaction_key": "16faabfc-3876-437d-a4f6-aae17a1d68c9",
"description": "341 0000 000000-7 12345678900 - NOME BENEFICIÁRIO",
"origin": {
"account_key": "a1d2dea5-fa90-4676-a125-da355fdc3ed0",
"account_number": "00086",
"bank_code": "329",
"name": "ACCOUNT TRANSITORY",
"type": "payment_account",
"document": "32402502000135",
"branch_digit": null,
"account_digit": "8",
"branch": "0001"
},
"fee": 0,
"reason_enumerator": "agencia_conta_invalida",
"timestamp": "2022-11-07T14:36:05",
"amount": 483.6,
"reason": "Agência ou Conta Destinatária do Crédito Inválida",
"destination": {
"branch": "0000",
"account_number": "000000",
"name": "NOME BENEFICIÁRIO",
"purpose": "Crédito em Conta",
"type": "checking_account",
"branch_digit": null,
"document": "12345678900",
"bank_code": "341",
"account_digit": "7"
}
},
"cancel_reason": "ted_refusal"
}
}
Pix
PIX 放款失败时
WEBHOOK_TYPE
debtSTATUS
canceledWebhook Body
{
"webhook_type": "debt",
"data": {
"pix_refusal": {
"reason": "Número da conta de destino é inexistente ou inválido.",
"reason_enumerator": "invalid_account",
"cancel_reason_enumerator": "invalid_account"
},
"cancel_reason": "pix_refusal",
"cancel_reason_enumerator": "pix_refusal"
},
"status": "canceled",
"key": "\<DEBT-KEY\>",
"event_datetime": "2025-09-04 15:29:37"
}
9 - 重新呈现付款
更改放款日期而不影响操作的财务金额。
Request
ENDPOINT
/debt/DEBT-KEY/change_disbursement_dateMÉTODO
POSTRequest Body
{
"disbursement_date": "2022-11-04",
"disbursement_bank_accounts": [
{
"branch_number": "1232",
"account_digit": "4",
"account_number": "412412412",
"account_type": "checking_account",
"document_number": "14950479032",
"bank_code": 184,
"ispb_number": "17298092",
"name": "Maria da Silva",
"percentage_receivable": 100
}
]
}
Response
ENDPOINT
/debt/DEBT-KEY/change_disbursement_dateMÉTODO
POSTResponse Body
{
"disbursement_accounts": [
{
"account_branch": "1232",
"account_digit": "4",
"account_number": "412412412",
"account_type": "checking_account",
"amount_receivable": null,
"created_at": "2022-05-24T14:51:46",
"digitable_line": null,
"disbursement_type": "ted",
"document_number": "37197645832",
"financial_institutions": {
"code_number": 184,
"ispb": 17298092,
"name": "BCO ITAÚ BBA S.A."
},
"financial_institutions_code_number": 184,
"is_pix_disbursement": false,
"ispb": "17298092",
"name": "Márcio e Catarina Gráfica Ltda",
"percentage_receivable": 50.0,
"pix_key": null,
"pix_transfer_key": null,
"pix_type": null,
"qr_code_key": null,
"retry_counter": 0,
"retry_vector": null,
"transaction_key": null,
"webhook_key": null
}
],
"disbursement_date": "2022-11-04"
}
10 - 获取最后一次请求的响应
last response 是一种简单、客观地映射 QI 与 Dataprev 之间通信响应的方式，可以知道此次请求的时间及获得的返回值（通过枚举值）。枚举值与 Dataprev 的返回代码直接相关，分为两种形式："errors"（错误）和 "success"（成功）。
每个枚举值都有详细描述和 Dataprev 的参考代码。我们可以在下面更详细地了解 last response 数据的呈现方式。
成功情形
Request
ENDPOINT
/debt/DEBT-KEY/collateralMÉTODO
GETResponse
Response Body
{
"collateral_constituted": true,
"collateral_type": "type",
"updated_at": "2023-05-24 19:13:02",
"collateral_data": {
"state": "SP",
"benefit_number": 1976703155,
"status": "reserved",
"last_response": {
"success": [
{
"enumerator": "succesfully_included",
"reservation_method" : "new_credit"
}
]
},
"last_response_event_datetime": "2023-05-22T19:13:02Z"
}
}
请求返回字段详解
| 字段 | 描述 | 值 |
|---|---|---|
| enumerator | Dataprev 代码的映射返回值 | 枚举值 |
| reservation_method | 预留批注方式 | portability, new_credit, refinancing |
错误情形
Request
ENDPOINT
/debt/DEBT-KEY/collateralMÉTODO
GETResponse
Response Body
{
"collateral_constituted": false,
"collateral_type": "type",
"updated_at": "2023-05-24 19:13:02",
"collateral_data": {
"state": "SP",
"benefit_number": 1976703155,
"status": "pending_reservation",
"last_response": {
"errors": [
{
"enumerator": "benefit_blocked_by_tbm",
"reservation_method" : "new_credit"
}
]
},
"last_response_event_datetime": "2023-05-22T19:13:02Z"
}
}
请求返回字段详解
| 字段 | 描述 | 值 |
|---|---|---|
| enumerator | Dataprev 代码的映射返回值 | 枚举值 |
| reservation_method | 预留批注方式 | portability, new_credit, refinancing |
11 - 获取最后一次福利查询
通过此端点可以查询最后一次在 Dataprev 查询福利的时间。
Request
ENDPOINT
/social_security/benefit/BENEFIT-NUMBERMÉTODO
GETResponse
Response Body
{
"last_balance_check": "2025-08-22T19:13:02Z",
"status": "pending_balance_request"
}
12 - 最后一次批注尝试的响应 webhook
如果操作批注未成功，将进行重试，并发送以下 webhook，详述批注失败原因、此次尝试的时间及使用的批注方式：
WEBHOOK_TYPE
credit_operation.collateral
Body:
body.json
{
"webhook_type": "credit_operation.collateral",
"key": "\<CREDIT-OPERATION-KEY\>",
"event_time": "2022-11-24T15:42:12",
"data": {
"collateral_type": "social_security",
"collateral_constituted": false,
"collateral_data": {
"status": "pending_reservation",
"last_response": {
"errors": [{
"enumerator": "consignable_margin_excceded"
}]
},
"last_response_event_datetime": "2023-05-22T19:13:02Z",
"reservation_method": "new_credit",
}
}
}
13. 枚举值映射
Dataprev 批注错误返回表
| Dataprev 代码 | 枚举值 | 描述 | QI 操作 |
|---|---|---|---|
| HW | consignable_margin_excceded | Exceeded consignable margin | Teimosinha |
| IT | benefit_blocked_by_tbm | Benefit blocked due to benefit transfer | Teimosinha |
| IE | benefit_blocked_by_beneficiary | Benefit blocked by beneficiary | Teimosinha |
| AN | invalid_disbursement_account | Invalid disbursement bank account | 取消 |
| HX | reservation_already_included | Reservation already included | 确认批注 |
| IF | benefit_blocked_by_granting_process | Benefit blocked during granting process | Teimosinha |
| AV | processing_payroll | Operation couldn`t be done during processing payroll period | Teimosinha |
| OF | invalid_cbc | Invalid cbc | Teimosinha |
| IA | first_name_mismatch | First name mismatch benefit owner or legal representative | Teimosinha |
| OS | legal_representative_document_number_mismatch | Document number mismatch legal representative | Teimosinha |
| AY | invalid_state | Invalid state | Teimosinha |
| HZ | operation_not_allowed_on_this_reservation_status | Operation couldn`t be done with current reservation status | Teimosinha |
| AP | invalid_contract_date | Accrual, end or start contract date is invalid | Teimosinha |
| GA | required_fields_missing | Required fields are missing | Teimosinha |
| BC | cbc_missing | CBC is missing | Teimosinha |
| NC | contract_number_missing | Contract number is missing | Teimosinha |
| NB | benefit_number_missing | Benefit number is missing | Teimosinha |
| CA | invalid_bank_code | Invalid bank code | Teimosinha |
| HR | exceeded_number_of_allowed_contracts | Amount of contracts is above the limit | Teimosinha |
| PV | invalid_image_format | Image with wrong format | Teimosinha |
| IR | operation_not_allowed_IR | Operation date is greater than benefit expiration | 取消 |
| PK | wrong_bank_code_destination | Portability number was found with wrong bank code destination | Teimosinha |
| PH | wrong_benefit_number_on_portability | Portability number was found with wrong benefit number | Teimosinha |
| PI | invalid_contract_total_amount | Reservation contract total amount should be greater than Dataprev reference amount | Teimosinha |
批注成功返回表
| Dataprev 代码 | 枚举值 | 描述 |
|---|---|---|
| BD | successfully_included | Inclusion has been successfully done |
| BF | successfully_removed | Removal has been successfully done |
| BR | successfully_reactivated | Reactivation has been successfully done |
| BS | successfully_suspended | Suspension has been successfully done |
余额查询错误返回表
| 代码 | 枚举值 | 描述 |
|---|---|---|
| CR | not_found_legal_representative | no legal representative for the beneficiary |
| CD | inexistent_beneficiary | no beneficiary found |
| AS | benefity_without_legal_representative | beneficiary does not have a legal representative |
| BI | inexistent_benefit | no benefit found |
| D1 | inconsistent_balance_benefit_data | The balance benefit data registered is either inconsistent, null or incomplete. |
福利查询错误返回表
| 代码 | 枚举值 | 描述 |
|---|---|---|
| CR | not_found_legal_representative | no legal representative for the beneficiary |
| CD | inexistent_beneficiary | no beneficiary found |
| AS | benefity_without_legal_representative | beneficiary does not have a legal representative |
福利状况表
| 项目 |
|---|
| active |
| excluded |
| terminated |
| suspended |
| suspended_by_CONPAG |
| terminated_by_SISOBI |
| receiving_monthly_recover_6_months |
| receiving_monthly_recover_18_months |
| suspended_by_name_error |
| suspended_by_credentialed_payer |
| suspended_by_inspection |
| suspended_by_audit |
| terminated_by_inspection |
| terminated_by_audit |
| receiving_monthly_recover_6_months_inspection |
| receiving_monthly_recover_18_months_inspection |
| suspended_by_SISOBI |
| canceled_by_audit |
福利状态表
| 枚举值 | 描述 |
|---|---|
| Elegible | 有资格申请贷款 |
| Inelegible | 福利不符合贷款资格 |
| Blocked | 福利符合资格，但被锁定无法申请贷款 |
锁定类型表
| 枚举值 | 描述 |
|---|---|
| not_blocked | 无锁定 |
| blocked_by_benefitiary | 被受益人锁定 |
| blocked_by_tbm | 因 TBM 锁定 |
| blocked_in_concession | 在授予过程中锁定 |
政治敏感人士类型表
| 枚举值 | 描述 |
|---|---|
| 0 | 非政治敏感人士 |
| 1 | 政治敏感人士 - 第 1 级 |
福利类型表
| 代码 | 福利 |
|---|---|
| 1 | pension_by_death_rural_worker |
| 2 | pension_by_death_accident_rural_worker |
| 3 | pension_by_death_rural_employer |
| 4 | retirement_invalidity_rural_emploee |
| 5 | retirement_invalidity_accident_rural_worker |
| 6 | retirement_invalidity_rural_employer |
| 7 | retirement_by_eldness_rural_worker |
| 8 | retirement_by_age_rural_employer |
| 9 | complement_by_work_accident_rural_worker |
| 11 | support_invalidity_rural_worker |
| 12 | support_by_age_rural_worker |
| 13 | aid_sickness_rural_worker |
| 15 | aid_time_off_rural_worker |
| 16 | aid_federal |
| 17 | international_agreement |
| 18 | inclusion_benefit |
| 19 | pension_student_law7004 |
| 20 | pension_by_death_diplomat |
| 21 | pension_by_death |
| 22 | pension_by_death_statute |
| 23 | pension_by_death_veteran |
| 24 | pension_special_institutional_act |
| 25 | aid_time_off |
| 26 | pension_by_death_special_law593 |
| 27 | pension_by_death_federal_emploee |
| 28 | pension_by_death_general_regime_law20465 |
| 29 | pension_by_death_marine_veteran |
| 30 | monthly_income_lifetime_invalidity |
| 31 | aid_sickness |
| 32 | retirement_invalidity_social_security |
| 33 | retirement_invalidity_aeronautic |
| 34 | retirement_invalidity_marine_law1756 |
| 35 | aid_sickness_veteran |
| 36 | aid_social_security_accident |
| 37 | retirement_capin_extra_emploee |
| 38 | retirement_federal_extra_emploee |
| 39 | aid_invalidity_student_law7004 |
| 40 | monthly_income_lifetime_by_age_upper70_law6179 |
| 41 | retirement_by_age |
| 42 | retirement_by_contribution_time |
| 43 | retirement_by_time_of_service_veteran |
| 44 | retirement_special_aeronautic |
| 45 | retirement_by_time_of_service_journalist |
| 46 | retirement_special |
| 47 | allowance_25 |
| 48 | allowance_20 |
| 49 | retirement_ordinary |
| 50 | aid_sickness_extinct_basic_plan |
| 51 | retirement_invalidity_extinct_basic_plan |
| 52 | retirement_by_age_extinct_basic_plan |
| 53 | aid_time_off_extinct_basic_plan |
| 54 | pension_indemnity_federal |
| 55 | pension_by_death_extinct_basic_plan |
| 56 | pension_lifetime_syndrome_thalidomide |
| 57 | retirement_by_teacher_labor_time |
| 58 | retirement_anisty |
| 59 | pension_by_death_amnesty |
| 60 | indemnity |
| 61 | aid_birth |
| 62 | aid_funeral |
| 63 | aid_funeral_rural_worker |
| 64 | aid_funeral_rural_employer |
| 65 | savings_special_autarchy |
| 67 | savings_mandatory_ipase_law5128 |
| 68 | savings_special_retirement_ps_affiliated_upper60 |
| 69 | savings_student_law7004 |
| 70 | restitution |
| 71 | monthly_income |
| 72 | retirement_by_time_of_service_law1756 |
| 73 | monthly_income_family_statute |
| 74 | complement_pension_federal |
| 75 | complement_retirement_federal |
| 76 | monthly_income_statute |
| 77 | monthly_income_sinpas_family_statute |
| 78 | retirement_by_age_law1756 |
| 79 | advantage |
| 80 | monthly_income_maternity |
| 81 | compulsory_retirement |
| 82 | retirement_by_time_of_service_sasse |
| 83 | retirement_invalidity_ex_sasse |
| 84 | pension_by_death_sasse |
| 85 | pension_lifetime_rubber_tapper_law7986 |
| 86 | pension_lifetime_rubber_tapper_dependent_law7986 |
| 87 | continuous_aid_physical_disabilities |
| 88 | continuous_aid_eldness |
| 89 | pension_special_hemodialysis_victim_caruaru |
| 90 | medic_assistency_work_accident |
| 91 | aid_sickness_by_work_accident |
| 92 | retirement_invalidity_work_accident |
| 93 | pension_by_death_work_accident |
| 94 | aid_work_accident |
| 95 | aid_additional_work_accident |
| 96 | pension_special_leprosy_law11520 |
| 97 | savings_by_death_work_accident |
| 98 | aid_longshoreman |
| 99 | time_off_15 |