Reprocess credit contract

This endpoint can be used to recalculate a credit operation, either to change the destination account or to change the disbursement date. A new contract is then generated and sent for signing again.

Attention!

The response and subsequent callbacks occur as if a new operation had been created, using the same debt_key.

Request

ENDPOINT

/debt/DEBT-KEY/recalculate_operation

METHOD

POST

Request Body

{
    "financial": {"disbursement_date": "2021-09-01"},
    "disbursement_bank_account": {
        "name": "Pedro Felipe Henrique Alves",
        "bank_code": "329",
        "account_digit": "1",
        "branch_number": "001",
        "account_number": "94632180173",
        "document_number": "026.923.850-63"
    }
}

PATH PARAMS

Field	Type	Description
debt_key *	string	Debt key returned at the moment of credit operation creation.

BODY PARAMS

Field	Type	Description	Characters
financial *	string	Simplified financial object that includes the disbursement date	Objeto financial
disbursement_bank_accounts *	object	object	List of bank information for the disbursement
debt_key *	string	Debt key returned at the moment of credit operation creation.	chave uuid

Object financial

FIELD	Type	Description	Characters
disbursement_date	date	Disbursement date.	10

Object disbursement_bank_accounts

A debt issuance must contain the bank information for disbursement; by default, it is an account of the borrower. This object must be a list with one or more accounts. The disbursement_bank_accounts (Bank Account) object must include:

Field	Type	Description	Characters
name	string	Account owner's name for disbursement - Mandatory only if the transfer method is TED or Pix, and if there is more than one disbursement account.	50
bank_code	string	Financial institution's COMPE code (https://www.bcb.gov.br/pom/spb/estatistica/port/ASTR003.pdf)	3
account_digit	string	Account check digit (mandatory if available)	1
branch_number	string	Branch number - Mandatory only if the transfer method is TED or Pix.	4
account_number	string	Account number. CPF or CNPJ of the account owner for disbursement (mandatory if there is more than one disbursement account).	10
document_number	string	CPF or CNPJ of the account owner for disbursement - Mandatory only if the transfer method is TED or Pix, and if there is more than one disbursement account.	11 ou 14

Response

STATUS

200

Response Body

{
  "data": {
    "additional_iof": 38000,
    "annual_cet": "253,2642%",
    "assignment_amount": 10000000,
    "base_iof": 69331,
    "borrower": {
      "document_number": "89940878025962",
      "name": "Parmalat"
    },
    "cet": "11,0900%",
    "collaterals": [],
    "contract": {
      "external_contract_key": "2f0b8b6e-0b60-47f0-b27f-e291c028549b",
      "number": "1907258737/P",
      "signature_information": [
        {
          "signature_url": "https://sign.qitech.com.br/s/hNrwjda",
          "signer_document_number": "94632180173",
          "signer_email": "pedro.alves@yopmail.com",
          "signer_external_key": "07a1c438-43a4-49a9-85a9-29667507453b",
          "signer_name": "Pedro Felipe Henrique Alves",
          "signer_role": "issuer"
        },
        {
          "signature_url": "https://sign.qitech.com.br/s/EaTajda",
          "signer_document_number": "34651104630",
          "signer_email": "patricia.tereza@yopmail.com",
          "signer_external_key": "61a1ea50-769a-410a-8ef8-09f0ce4611f6",
          "signer_name": "Patrícia Tereza Bernardes",
          "signer_role": "guarantor"
        }
      ],
      "urls": [
        "https://storage.googleapis.com/sandbox-doc-api/documents/abedfeab-dcf8-4e13-897b-da02c222cef4/SALGADINHO_SALETE_LTDA-PARMALAT-CCB-1907258737-20220512165254.pdf"
      ]
    },
    "contract_fee_amount": 50000,
    "contract_fees": [
      {
        "fee_amount": 50000,
        "fee_type": "tac"
      }
    ],
    "external_contract_fee_amount": 0,
    "external_contract_fees": [],
    "installments": [
      {
        "additional_costs": [],
        "advanced_paid_amount": 0,
        "bank_slip_key": null,
        "business_due_date": "2019-08-26",
        "calendar_days": 32,
        "digitable_line": null,
        "due_date": "2019-08-26",
        "due_interest": null,
        "due_principal": 10000000,
        "fine_amount": null,
        "has_interest": true,
        "installment_key": "81e4a732-d300-4e39-b6d5-2d9ac8df429b",
        "installment_number": 1,
        "installment_payment": [],
        "installment_status": "created",
        "installment_type": "principal",
        "original_due_principal": 10000000,
        "original_pre_fixed_amount": 1125598.54,
        "original_principal_amortization_amount": 1000000,
        "original_total_amount": null,
        "paid_amount": 0,
        "paid_at": null,
        "payments": [],
        "post_fixed_amount": null,
        "pre_fixed_amount": 1125598.54,
        "principal_amortization_amount": 1000000,
        "tax_amount": 1312,
        "total_amount": null,
        "total_paid_amount": 0,
        "workdays": 22
      }, ... x [número de parcelas]
    ],
    "iof_charge_method": "financed",
    "issue_amount": 10000000,
    "net_external_contract_fee_amount": 0,
    "number_of_installments": 10,
    "post_fixed_interest_base": "workdays",
    "post_fixed_interest_rate": 1,
    "prefixed_interest_rate": {
      "annual_rate": 2.32,
      "created_at": null,
      "daily_rate": 0.0033388,
      "interest_base": "calendar_days",
      "monthly_rate": 0.10516767
    },
    "requester_identifier_key": "b7ddbcfb-3de0-49d8-8014-07972d8b27f2",
    "total_iof": 107331,
    "total_pre_fixed_amount": 5935915.16
  },
  "event_datetime": "2022-05-12 16:53:10",
  "key": "b7ddbcfb-3de0-49d8-8014-07972d8b27f2",
  "status": "waiting_signature",
  "webhook_type": "debt"
}

STATUS

400

Response Body

{
  "data": "{\"title\": \"Bad Request\", \"description\": \"Invalid request body.\", \"translation\": \"Corpo da requisição inválido.\", \"extra_fields\": {}, \"code\": \"LEG000069\"}"
}