Debt Webhooks
Information
Our webhook response timeout is 10 seconds.
Attention!
QI Tech's webhooks must not be mapped in a restricted manner Additional fields may be included in our API webhook payloads.
Reenvio de Webhooks
You may consult and resend webhooks following the detailed guide Resending Webhooks
Operation creation Webhook
Response Body
{
"key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"data": {
"entry": null,
"borrower": {
"name": "marcos antonio",
"document_number": "33205493087"
},
"contract": {
"urls": ["https://qitech.com.br/"],
"number": "0000000000/SDM",
"signers": [{
"signer_name": "marcos antonio ",
"signer_role": "issuer",
"signer_email": "teste@teste.com",
"signature_url": "https://qitech.com.br/",
"signer_external_key": "c446eaa1-04ec-429c-97b0-2ef8ea583c44",
"signer_document_number": "75305593972"
}],
"external_contract_key": "c446eaa1-04ec-429c-97b0-2ef8ea583c44"
},
"collaterals": [],
"iof_charge_method": "financed",
"disbursement_options": [{
"cet": "0,6200%",
"base_iof": 8.9496686,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-03-01",
"workdays": 395,
"tax_amount": 8.9496686,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 580,
"due_principal": 299.02,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 24.1,
"business_due_date": "2024-04-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.02
}],
"issue_amount": 299.02,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.136276,
"assignment_amount": 299.02,
"disbursement_date": "2022-09-29",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.43,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 24.1,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.9508658,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 394,
"tax_amount": 8.9508658,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 579,
"due_principal": 299.06,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 24.06,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.06
}],
"issue_amount": 299.06,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.136428,
"assignment_amount": 299.06,
"disbursement_date": "2022-09-30",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.47,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 24.06,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.952063,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 394,
"tax_amount": 8.952063,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 578,
"due_principal": 299.1,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 24.02,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.1
}],
"issue_amount": 299.1,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.13658,
"assignment_amount": 299.1,
"disbursement_date": "2022-10-01",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.51,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 24.02,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.9532602,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 394,
"tax_amount": 8.9532602,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 577,
"due_principal": 299.14,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 23.98,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.14
}],
"issue_amount": 299.14,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.136732,
"assignment_amount": 299.14,
"disbursement_date": "2022-10-02",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.55,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 23.98,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.9544574,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 393,
"tax_amount": 8.9544574,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 576,
"due_principal": 299.18,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 23.94,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.18
}],
"issue_amount": 299.18,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.136884,
"assignment_amount": 299.18,
"disbursement_date": "2022-10-03",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.59,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 23.94,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.9556546,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 392,
"tax_amount": 8.9556546,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 575,
"due_principal": 299.22,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 23.9,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.22
}],
"issue_amount": 299.22,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.137036,
"assignment_amount": 299.22,
"disbursement_date": "2022-10-04",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.63,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 23.9,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.9568518,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 391,
"tax_amount": 8.9568518,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 574,
"due_principal": 299.26,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 23.86,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.26
}],
"issue_amount": 299.26,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.137188,
"assignment_amount": 299.26,
"disbursement_date": "2022-10-05",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.67,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 23.86,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.958049,
"total_iof": 10.1,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 390,
"tax_amount": 8.958049,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 573,
"due_principal": 299.3,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 23.82,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.3
}],
"issue_amount": 299.3,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.13734,
"assignment_amount": 299.3,
"disbursement_date": "2022-10-06",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.7,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 23.82,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}],
"prefixed_interest_rate": {
"created_at": null,
"daily_rate": 0.00013368,
"annual_rate": 0.05,
"monthly_rate": 0.00407412,
"interest_base": "calendar_days_365"
},
"post_fixed_interest_base": "workdays",
"post_fixed_interest_rate": 1,
"requester_identifier_key": "57f8e1ce-1080-4d0d-a195-89709b961561"
},
"status": "waiting_signature",
"webhook_type": "debt",
"event_datetime": "2022-09-29 20:00:54"
}
Disbursement Webhook.
Response Body
{
"key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"data": {
"installments": [{
"due_date": "2022-09-29",
"qr_code_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"qr_code_url": "https://qitech.com.br/",
"bank_slip_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"digitable_line": "32990001031000699920446000000201991230000019896"
}, {
"due_date": "2022-10-31",
"qr_code_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"qr_code_url": "https://qitech.com.br/",
"bank_slip_key": "243f9441-872a-4d64-886c-2f9724c36f2e",
"digitable_line": "32990001031000699920447000000209191550000019896"
}, {
"due_date": "2022-11-29",
"qr_code_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"qr_code_url": "https://qitech.com.br/",
"bank_slip_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"digitable_line": "32990001031000699920448000000207891840000019896"
}, {
"due_date": "2022-12-29",
"qr_code_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"qr_code_url": "00020126970014br.gov.bcb.pix2575qrcode-h.sandbox.qitech.app/bacen/cobv/cf7d2d2e-003a-4296-9daf-350864d282245204000053039865802BR5925QI SOCIEDADE DE CREDITO D6009Sao Paulo61080145200062070503***63047335",
"bank_slip_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"digitable_line": "32990001031000699920449000000205892140000019896"
}, {
"due_date": "2023-01-30",
"qr_code_key": "e809ffca-ac2f-4a51-9f4f-df7ffc4de8e3",
"qr_code_url": "https://qitech.com.br/",
"bank_slip_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"digitable_line": "32990001031000699920450000000203792460000019892"
}],
"ted_receipt_list": [{
"fee": 0,
"url": "https://qitech.com.br/",
"amount": 500,
"origin": {
"name": "QI SOCIEDADE DE CRÉDITO DIRETO S.A.",
"type": "payment_account",
"branch": "0001",
"document": "0000000000000",
"bank_code": "000",
"account_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"branch_digit": null,
"account_digit": "5",
"account_branch": "0001",
"account_number": "00002"
},
"timestamp": "2022-09-28T13:00:47",
"description": "DESCRIPTION",
"destination": {
"name": "QI TECH",
"type": "checking_account",
"branch": "0000",
"purpose": "Crédito PIX em Conta",
"document": "000000000000000",
"bank_ispb": "00000000",
"branch_digit": null,
"account_digit": "0",
"account_number": "00000000"
},
"end_to_end_id": null,
"transaction_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"origin_transaction_key": null
}],
"requester_identifier_key": "57f8e1ce-1080-4d0d-a195-89709b961561"
},
"status": "disbursed",
"webhook_type": "debt",
"event_datetime": "2022-09-28 13:01:23"
}
Operation cancelled Webhook.
Response Body
{
"webhook_type": "debt",
"key":"27a099df-4688-43cb-87fa-515b1cf343a5",
"event_datetime": "2022-09-27 07:03:49",
"data": {
"cancel_reason": "Operacao cancelada manualmente",
"cancel_reason_enumerator": "manual"
},
"status":"canceled "
}
Debt settled Webhook.
Response Body
{
"key": "27a099df-4688-43cb-87fa-515b1cf343a5",
"data": {
"settlement_amount": 3429.38
},
"status": "settled",
"webhook_type": "debt",
"event_datetime": "2022-09-27 07:03:49"
}
Cancel reasons
| Enumerator | Description |
|---|---|
| disbursing_error | Operation cancelled due to disbursement error |
| waiting_signature | Operation cancelled due to awaiting signature |
| is_portability | Operation cancelled due to failed portability |
| not_collateral_constituted | Operation cancelled due to inability to constitute collateral |
| entry_not_paid | Operation cancelled due to entry not being paid |
| not_assigned | Operation cancelled due to inability to assign |
| pix_max_retry | Operation cancelled due to too many disbursement errors |
| lack_of_resource | Operation cancelled due to lack of resource for disbursement |
| manual | Operation cancelled manually |
| kyc_not_accepted | Operation cancelled due to KYC error |
| not_collateral_fgts | Operation cancelled due inability to constitute FGTS collateral |
| agencia_conta_invalida | Operation cancelled due error in disbursement agency or bank account |
| invalid_account | Operation cancelled due invalid bank account |
| invalid_document_number | Operation cancelled due to error in document number |
| unsupported_transaction | Operation cancelled due unsuported transaction account type |
| bank_slip_payment | Operation cancelled due to bankslip error |
| bank_slip_paid | Operation cancelled due to bankslip already being paid |
| bank_slip_written_off | Operation cancelled due to bankslip being written off |
| invalid_ispb | Operation cancelled due to invalid bank ISPB |
| rejected_payment | Operation cancelled due rejected payment by receiving bank |