Skip to main content

Webhooks de dívida

Informação

O timeout para resposta de nosso webhooks é de 10 segundos.

Atenção!

Os webhooks da QI Tech não devem ser mapeadas de forma restrita. Campos adicionais podem ser incluídos aos payloads dos webhooks retornados em nossas APIs.

Webhook de criação de operação

Response Body
{
"key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"data": {
"entry": null,
"borrower": {
"name": "marcos antonio",
"document_number": "33205493087"
},
"contract": {
"urls": ["https://qitech.com.br/"],
"number": "0000000000/SDM",
"signers": [{
"signer_name": "marcos antonio ",
"signer_role": "issuer",
"signer_email": "teste@teste.com",
"signature_url": "https://qitech.com.br/",
"signer_external_key": "c446eaa1-04ec-429c-97b0-2ef8ea583c44",
"signer_document_number": "75305593972"
}],
"external_contract_key": "c446eaa1-04ec-429c-97b0-2ef8ea583c44"
},
"collaterals": [],
"iof_charge_method": "financed",
"disbursement_options": [{
"cet": "0,6200%",
"base_iof": 8.9496686,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-03-01",
"workdays": 395,
"tax_amount": 8.9496686,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 580,
"due_principal": 299.02,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 24.1,
"business_due_date": "2024-04-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.02
}],
"issue_amount": 299.02,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.136276,
"assignment_amount": 299.02,
"disbursement_date": "2022-09-29",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.43,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 24.1,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.9508658,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 394,
"tax_amount": 8.9508658,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 579,
"due_principal": 299.06,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 24.06,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.06
}],
"issue_amount": 299.06,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.136428,
"assignment_amount": 299.06,
"disbursement_date": "2022-09-30",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.47,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 24.06,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.952063,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 394,
"tax_amount": 8.952063,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 578,
"due_principal": 299.1,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 24.02,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.1
}],
"issue_amount": 299.1,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.13658,
"assignment_amount": 299.1,
"disbursement_date": "2022-10-01",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.51,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 24.02,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.9532602,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 394,
"tax_amount": 8.9532602,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 577,
"due_principal": 299.14,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 23.98,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.14
}],
"issue_amount": 299.14,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.136732,
"assignment_amount": 299.14,
"disbursement_date": "2022-10-02",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.55,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 23.98,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.9544574,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 393,
"tax_amount": 8.9544574,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 576,
"due_principal": 299.18,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 23.94,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.18
}],
"issue_amount": 299.18,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.136884,
"assignment_amount": 299.18,
"disbursement_date": "2022-10-03",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.59,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 23.94,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.9556546,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 392,
"tax_amount": 8.9556546,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 575,
"due_principal": 299.22,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 23.9,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.22
}],
"issue_amount": 299.22,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.137036,
"assignment_amount": 299.22,
"disbursement_date": "2022-10-04",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.63,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 23.9,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.9568518,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 391,
"tax_amount": 8.9568518,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 574,
"due_principal": 299.26,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 23.86,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.26
}],
"issue_amount": 299.26,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.137188,
"assignment_amount": 299.26,
"disbursement_date": "2022-10-05",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.67,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 23.86,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.958049,
"total_iof": 10.1,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 390,
"tax_amount": 8.958049,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 573,
"due_principal": 299.3,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 23.82,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.3
}],
"issue_amount": 299.3,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.13734,
"assignment_amount": 299.3,
"disbursement_date": "2022-10-06",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.7,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 23.82,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}],
"prefixed_interest_rate": {
"created_at": null,
"daily_rate": 0.00013368,
"annual_rate": 0.05,
"monthly_rate": 0.00407412,
"interest_base": "calendar_days_365"
},
"post_fixed_interest_base": "workdays",
"post_fixed_interest_rate": 1,
"requester_identifier_key": "57f8e1ce-1080-4d0d-a195-89709b961561"
},
"status": "waiting_signature",
"webhook_type": "debt",
"event_datetime": "2022-09-29 20:00:54"
}

Webhook de desembolso.

Response Body
{
"key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"data": {
"installments": [{
"due_date": "2022-09-29",
"qr_code_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"qr_code_url": "https://qitech.com.br/",
"bank_slip_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"digitable_line": "32990001031000699920446000000201991230000019896"
}, {
"due_date": "2022-10-31",
"qr_code_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"qr_code_url": "https://qitech.com.br/",
"bank_slip_key": "243f9441-872a-4d64-886c-2f9724c36f2e",
"digitable_line": "32990001031000699920447000000209191550000019896"
}, {
"due_date": "2022-11-29",
"qr_code_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"qr_code_url": "https://qitech.com.br/",
"bank_slip_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"digitable_line": "32990001031000699920448000000207891840000019896"
}, {
"due_date": "2022-12-29",
"qr_code_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"qr_code_url": "00020126970014br.gov.bcb.pix2575qrcode-h.sandbox.qitech.app/bacen/cobv/cf7d2d2e-003a-4296-9daf-350864d282245204000053039865802BR5925QI SOCIEDADE DE CREDITO D6009Sao Paulo61080145200062070503***63047335",
"bank_slip_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"digitable_line": "32990001031000699920449000000205892140000019896"
}, {
"due_date": "2023-01-30",
"qr_code_key": "e809ffca-ac2f-4a51-9f4f-df7ffc4de8e3",
"qr_code_url": "https://qitech.com.br/",
"bank_slip_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"digitable_line": "32990001031000699920450000000203792460000019892"
}],
"ted_receipt_list": [{
"fee": 0,
"url": "https://qitech.com.br/",
"amount": 500,
"origin": {
"name": "QI SOCIEDADE DE CRÉDITO DIRETO S.A.",
"type": "payment_account",
"branch": "0001",
"document": "0000000000000",
"bank_code": "000",
"account_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"branch_digit": null,
"account_digit": "5",
"account_branch": "0001",
"account_number": "00002"
},
"timestamp": "2022-09-28T13:00:47",
"description": "DESCRIPTION",
"destination": {
"name": "QI TECH",
"type": "checking_account",
"branch": "0000",
"purpose": "Crédito PIX em Conta",
"document": "000000000000000",
"bank_ispb": "00000000",
"branch_digit": null,
"account_digit": "0",
"account_number": "00000000"
},
"end_to_end_id": null,
"transaction_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"origin_transaction_key": null
}],
"requester_identifier_key": "57f8e1ce-1080-4d0d-a195-89709b961561"
},
"status": "disbursed",
"webhook_type": "debt",
"event_datetime": "2022-09-28 13:01:23"
}

Webhook de cancelamento.

Response Body
{
"webhook_type": "debt",
"key":"27a099df-4688-43cb-87fa-515b1cf343a5",
"event_datetime": "2022-09-27 07:03:49",
"data": {
"cancel_reason": "Operacao cancelada manualmente",
"cancel_reason_enumerator": "manual"
},
"status":"canceled "
}

Webhook de contrato quitado:

Response Body
{
"key": "27a099df-4688-43cb-87fa-515b1cf343a5",
"data": {
"settlement_amount": 3429.38
},
"status": "settled",
"webhook_type": "debt",
"event_datetime": "2022-09-27 07:03:49"
}

Motivos de cancelamento

cancel_reason_enumeratorDescrição
disbursing_errorOperação cancelada por erro no momento do desembolso.
waiting_signatureOperação cancelada por falta de assinatura.
is_portabilityA operação foi cancelada pois é uma portabilidade que não foi concluída.
not_collateral_constitutedA operação foi cancelada pois as garantias não foram constituídas.
entry_not_paidA operação foi cancelada pois a entrada não foi paga.
not_assignedOperação foi cancelada porque o processo de cessão não foi realizado.
pix_max_retryOperação cancelada pois o banco recebedor não conseguiu receber o desembolso.
lack_of_resourceOperação cancelada por falta de recurso.
manualOperação cancelada manualmente.
kyc_not_acceptedOperação cancelada pois não foi aprovada no compliance.
not_collateral_fgtsOperação cancelada por erro com FTGS.
agencia_conta_invalidaAgência ou Conta Destinatária do Crédito Inválida.
not_assignedOperação foi cancelada porque o processo de cessão não foi realizado.
invalid_accountNúmero da conta de destino é inexistente ou inválido.
invalid_document_numberCPF/CNPJ da conta de destino está incorreto.
unsupported_transactionA conta de destino não suporta este tipo de transação.
bank_slip_paymentOperação cancelada por erro no pagamento do boleto.
bank_slip_paidOperação cancelada pois o boleto já está pago.
bank_slip_written_offOperação cancelada pois o boleto já está baixado.
invalid_ispbNúmero ISPB é inválido ou inexistente.
rejected_paymentOrdem de pagamento foi rejeitada pelo banco recebedor.