Webhooks de dívida
Informação
O timeout para resposta de nosso webhooks é de 10 segundos.
Atenção!
Os webhooks da QI Tech não devem ser mapeadas de forma restrita. Campos adicionais podem ser incluídos aos payloads dos webhooks retornados em nossas APIs.
Reenvio de Webhooks
Você pode consultar e reenviar webhooks seguindo as instruções detalhadas na documentação: Reenvio de Webhooks.
Webhook de criação de operação
Response Body
{
"key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"data": {
"entry": null,
"borrower": {
"name": "marcos antonio",
"document_number": "33205493087"
},
"contract": {
"urls": ["https://qitech.com.br/"],
"number": "0000000000/SDM",
"signers": [{
"signer_name": "marcos antonio ",
"signer_role": "issuer",
"signer_email": "teste@teste.com",
"signature_url": "https://qitech.com.br/",
"signer_external_key": "c446eaa1-04ec-429c-97b0-2ef8ea583c44",
"signer_document_number": "75305593972"
}],
"external_contract_key": "c446eaa1-04ec-429c-97b0-2ef8ea583c44"
},
"collaterals": [],
"iof_charge_method": "financed",
"disbursement_options": [{
"cet": "0,6200%",
"base_iof": 8.9496686,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-03-01",
"workdays": 395,
"tax_amount": 8.9496686,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 580,
"due_principal": 299.02,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 24.1,
"business_due_date": "2024-04-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.02
}],
"issue_amount": 299.02,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.136276,
"assignment_amount": 299.02,
"disbursement_date": "2022-09-29",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.43,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 24.1,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.9508658,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 394,
"tax_amount": 8.9508658,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 579,
"due_principal": 299.06,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 24.06,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.06
}],
"issue_amount": 299.06,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.136428,
"assignment_amount": 299.06,
"disbursement_date": "2022-09-30",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.47,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 24.06,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.952063,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 394,
"tax_amount": 8.952063,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 578,
"due_principal": 299.1,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 24.02,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.1
}],
"issue_amount": 299.1,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.13658,
"assignment_amount": 299.1,
"disbursement_date": "2022-10-01",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.51,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 24.02,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.9532602,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 394,
"tax_amount": 8.9532602,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 577,
"due_principal": 299.14,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 23.98,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.14
}],
"issue_amount": 299.14,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.136732,
"assignment_amount": 299.14,
"disbursement_date": "2022-10-02",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.55,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 23.98,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.9544574,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 393,
"tax_amount": 8.9544574,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 576,
"due_principal": 299.18,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 23.94,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.18
}],
"issue_amount": 299.18,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.136884,
"assignment_amount": 299.18,
"disbursement_date": "2022-10-03",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.59,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 23.94,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.9556546,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 392,
"tax_amount": 8.9556546,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 575,
"due_principal": 299.22,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 23.9,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.22
}],
"issue_amount": 299.22,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.137036,
"assignment_amount": 299.22,
"disbursement_date": "2022-10-04",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.63,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 23.9,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.9568518,
"total_iof": 10.09,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 391,
"tax_amount": 8.9568518,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 574,
"due_principal": 299.26,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 23.86,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.26
}],
"issue_amount": 299.26,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.137188,
"assignment_amount": 299.26,
"disbursement_date": "2022-10-05",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.67,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 23.86,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}, {
"cet": "0,6200%",
"base_iof": 8.958049,
"total_iof": 10.1,
"annual_cet": "7,6990%",
"installments": [{
"due_date": "2024-05-01",
"workdays": 390,
"tax_amount": 8.958049,
"fine_amount": null,
"due_interest": 0,
"has_interest": true,
"total_amount": 323.12,
"calendar_days": 573,
"due_principal": 299.3,
"additional_costs": [],
"installment_type": null,
"pre_fixed_amount": 23.82,
"business_due_date": "2024-05-02",
"post_fixed_amount": null,
"installment_number": 1,
"installment_status": null,
"principal_amortization_amount": 299.3
}],
"issue_amount": 299.3,
"contract_fees": [{
"fee_type": "tac",
"fee_amount": 1.5
}],
"additional_iof": 1.13734,
"assignment_amount": 299.3,
"disbursement_date": "2022-10-06",
"contract_fee_amount": 1.5,
"disbursed_issue_amount": 287.7,
"external_contract_fees": [],
"number_of_installments": null,
"total_pre_fixed_amount": 23.82,
"external_contract_fee_amount": 0,
"net_external_contract_fee_amount": 0
}],
"prefixed_interest_rate": {
"created_at": null,
"daily_rate": 0.00013368,
"annual_rate": 0.05,
"monthly_rate": 0.00407412,
"interest_base": "calendar_days_365"
},
"post_fixed_interest_base": "workdays",
"post_fixed_interest_rate": 1,
"requester_identifier_key": "57f8e1ce-1080-4d0d-a195-89709b961561"
},
"status": "waiting_signature",
"webhook_type": "debt",
"event_datetime": "2022-09-29 20:00:54"
}
Webhook de desembolso.
Response Body
{
"key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"data": {
"installments": [{
"due_date": "2022-09-29",
"qr_code_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"qr_code_url": "https://qitech.com.br/",
"bank_slip_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"digitable_line": "32990001031000699920446000000201991230000019896"
}, {
"due_date": "2022-10-31",
"qr_code_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"qr_code_url": "https://qitech.com.br/",
"bank_slip_key": "243f9441-872a-4d64-886c-2f9724c36f2e",
"digitable_line": "32990001031000699920447000000209191550000019896"
}, {
"due_date": "2022-11-29",
"qr_code_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"qr_code_url": "https://qitech.com.br/",
"bank_slip_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"digitable_line": "32990001031000699920448000000207891840000019896"
}, {
"due_date": "2022-12-29",
"qr_code_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"qr_code_url": "00020126970014br.gov.bcb.pix2575qrcode-h.sandbox.qitech.app/bacen/cobv/cf7d2d2e-003a-4296-9daf-350864d282245204000053039865802BR5925QI SOCIEDADE DE CREDITO D6009Sao Paulo61080145200062070503***63047335",
"bank_slip_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"digitable_line": "32990001031000699920449000000205892140000019896"
}, {
"due_date": "2023-01-30",
"qr_code_key": "e809ffca-ac2f-4a51-9f4f-df7ffc4de8e3",
"qr_code_url": "https://qitech.com.br/",
"bank_slip_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"digitable_line": "32990001031000699920450000000203792460000019892"
}],
"ted_receipt_list": [{
"fee": 0,
"url": "https://qitech.com.br/",
"amount": 500,
"origin": {
"name": "QI SOCIEDADE DE CRÉDITO DIRETO S.A.",
"type": "payment_account",
"branch": "0001",
"document": "0000000000000",
"bank_code": "000",
"account_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"branch_digit": null,
"account_digit": "5",
"account_branch": "0001",
"account_number": "00002"
},
"timestamp": "2022-09-28T13:00:47",
"description": "DESCRIPTION",
"destination": {
"name": "QI TECH",
"type": "checking_account",
"branch": "0000",
"purpose": "Crédito PIX em Conta",
"document": "000000000000000",
"bank_ispb": "00000000",
"branch_digit": null,
"account_digit": "0",
"account_number": "00000000"
},
"end_to_end_id": null,
"transaction_key": "871059bd-4014-41ad-82b4-28275ff0e67b",
"origin_transaction_key": null
}],
"requester_identifier_key": "57f8e1ce-1080-4d0d-a195-89709b961561"
},
"status": "disbursed",
"webhook_type": "debt",
"event_datetime": "2022-09-28 13:01:23"
}
Webhook de cancelamento.
Response Body
{
"webhook_type": "debt",
"key":"27a099df-4688-43cb-87fa-515b1cf343a5",
"event_datetime": "2022-09-27 07:03:49",
"data": {
"cancel_reason": "Operacao cancelada manualmente",
"cancel_reason_enumerator": "manual"
},
"status":"canceled "
}
Webhook de contrato quitado:
Response Body
{
"key": "27a099df-4688-43cb-87fa-515b1cf343a5",
"data": {
"settlement_amount": 3429.38
},
"status": "settled",
"webhook_type": "debt",
"event_datetime": "2022-09-27 07:03:49"
}
Motivos de cancelamento
| cancel_reason_enumerator | Descrição |
|---|---|
| disbursing_error | Operação cancelada por erro no momento do desembolso. |
| waiting_signature | Operação cancelada por falta de assinatura. |
| is_portability | A operação foi cancelada pois é uma portabilidade que não foi concluída. |
| not_collateral_constituted | A operação foi cancelada pois as garantias não foram constituídas. |
| entry_not_paid | A operação foi cancelada pois a entrada não foi paga. |
| not_assigned | Operação foi cancelada porque o processo de cessão não foi realizado. |
| pix_max_retry | Operação cancelada pois o banco recebedor não conseguiu receber o desembolso. |
| lack_of_resource | Operação cancelada por falta de recurso. |
| manual | Operação cancelada manualmente. |
| kyc_not_accepted | Operação cancelada pois não foi aprovada no compliance. |
| not_collateral_fgts | Operação cancelada por erro com FTGS. |
| agencia_conta_invalida | Agência ou Conta Destinatária do Crédito Inválida. |
| not_assigned | Operação foi cancelada porque o processo de cessão não foi realizado. |
| invalid_account | Número da conta de destino é inexistente ou inválido. |
| invalid_document_number | CPF/CNPJ da conta de destino está incorreto. |
| unsupported_transaction | A conta de destino não suporta este tipo de transação. |
| bank_slip_payment | Operação cancelada por erro no pagamento do boleto. |
| bank_slip_paid | Operação cancelada pois o boleto já está pago. |
| bank_slip_written_off | Operação cancelada pois o boleto já está baixado. |
| invalid_ispb | Número ISPB é inválido ou inexistente. |
| rejected_payment | Ordem de pagamento foi rejeitada pelo banco recebedor. |