Consulta - Emissão BNPL
Resumo
Você pode consultar a dívida a qualquer momento para obter informações ou acompanhar o status atual da operação.
Consultar Operação de Crédito
ENDPOINT
/v2/credit_operation/CREDIT-OPERATION-KEYMÉTODO
GETPath Params
| Campo | Tipo | Descrição | Caracteres |
|---|---|---|---|
credit_operation_key* | string | Chave da operação de crédito (DEBT-KEY) | UUID |
Response
STATUS
200Response Body
{
"credit_operation_key": "31381158-e138-4aaa-99b7-f78356e71004",
"issue_amount": 201,
"origin_key": "31381158-e138-4aaa-99b7-f78356e71004",
"total_iof": 1,
"assigned_at": null,
"disbursement_start_date": "2026-02-23",
"disbursement_end_date": "2026-02-23",
"issue_date": "2026-02-23",
"requester_identifier_key": "12313asdjasdx998",
"installments": [
{
"business_due_date": "2026-02-24",
"due_date": "2026-02-24",
"calendar_days": 1,
"due_interest": 0,
"due_principal": 201,
"fine_amount": 0,
"has_interest": true,
"post_fixed_amount": 0,
"pre_fixed_amount": 0.46,
"principal_amortization_amount": 103.45,
"tax_amount": 0.01,
"total_amount": 103.91,
"workdays": 1,
"accrual_reference_date": null,
"advanced_paid_amount": 0,
"bank_slip_key": null,
"digitable_line": null,
"installment_key": "cfd67eb8-cd1e-438b-8636-44cb94176515",
"installment_status": "created",
"installment_type": "principal",
"original_due_principal": 201,
"original_pre_fixed_amount": 0.46,
"original_principal_amortization_amount": 103.45,
"paid_amount": 0,
"original_total_amount": 103.91,
"qr_code_key": null,
"qr_code_url": null,
"renegotiation_proposal_key": null,
"total_accrual_amount": 0,
"total_paid_amount": 0,
"installment_number": 1,
"paid_at": null,
"updated_at": null,
"principal_amortization_payment_amount": 0,
"prefixed_interest_payment_amount": 0
},
{
"business_due_date": "2026-03-24",
"due_date": "2026-03-24",
"calendar_days": 28,
"due_interest": 0,
"due_principal": 97.55,
"fine_amount": 0,
"has_interest": true,
"post_fixed_amount": 0,
"pre_fixed_amount": 6.36,
"principal_amortization_amount": 97.55,
"tax_amount": 0.23,
"total_amount": 103.91,
"workdays": 20,
"accrual_reference_date": null,
"advanced_paid_amount": 0,
"bank_slip_key": null,
"digitable_line": null,
"installment_key": "445f1c2d-3967-4b23-9290-e19a0a5fb956",
"installment_status": "created",
"installment_type": "principal",
"original_due_principal": 97.55,
"original_pre_fixed_amount": 6.36,
"original_principal_amortization_amount": 97.55,
"paid_amount": 0,
"original_total_amount": 103.91,
"qr_code_key": null,
"qr_code_url": null,
"renegotiation_proposal_key": null,
"total_accrual_amount": 0,
"total_paid_amount": 0,
"installment_number": 2,
"paid_at": null,
"updated_at": null,
"principal_amortization_payment_amount": 0,
"prefixed_interest_payment_amount": 0
}
],
"first_due_date": "2026-02-24",
"requester_key": "3e69b448-9afb-4aef-9c0d-0a3059350d80",
"contract_number": "TIK122710117",
"credit_operation_status_enumerator": "issued",
"operation_type_enumerator": "structured_operation",
"disbursement_date": "2026-02-23",
"issuer_name": "Alan Mathison Turing",
"issuer_document_number": "46843213049",
"cet": 8.23,
"annual_cet": 158.43,
"final_disbursement_amount": 200,
"number_of_installments": 2,
"disbursement_issue_amount": 200,
"prefixed_interest_rate": {
"annual_rate": 1.252191589,
"daily_rate": 0.0022578334,
"interest_base": {
"enumerator": "calendar_days",
"year_days": 360
},
"monthly_rate": 0.07
},
"fine_configuration": {
"contract_fine_rate": 0.02,
"fine_delay_rate": {
"annual_rate": 4.35025011,
"daily_rate": 0.0046696,
"interest_base": {
"enumerator": "calendar_days",
"year_days": 360
},
"monthly_rate": 0.15
}
},
"attached_documents": [
{
"document_key": "494598fd-c226-4332-a500-591ae3884673",
"document_url": "https://storage.googleapis.com/sandbox-doc-api/documents/...",
"signature_url": null,
"document_type": "document_identification",
"signature_required": false,
"signed": false
},
{
"document_key": "73584aa0-91d4-483b-a95c-1b0263c14126",
"document_url": "https://storage.googleapis.com/sandbox-doc-api/documents/...",
"signature_url": "https://storage.googleapis.com/sandbox-doc-api/documents/..._signed.pdf",
"document_type": "ccb_pre_price_days",
"signature_required": true,
"signed": true
}
],
"related_parties": [
{
"related_party_key": "fe133e90-9ee6-401a-a5a4-7d415ecb04fd",
"role_type": "issuer",
"person_type": "natural",
"name": "Alan Mathison Turing",
"email": "alan.turing@email.com",
"individual_document_number": "46843213049"
}
],
"base_iof": 0.24,
"additional_iof": 0.76,
"assignment_amount": 201.6,
"total_prefixed_amount": 6.82
}
STATUS
400Response Body
{
"data": "{\"title\": \"Bad Request\", \"description\": \"Invalid request body.\", \"translation\": \"Corpo da requisição inválido.\", \"extra_fields\": {}, \"code\": \"LEG000069\"}"
}
Consultar Eventos da Operação
Você também pode consultar o histórico de eventos (log de status) da operação:
ENDPOINT
/v2/credit_operation/CREDIT-OPERATION-KEY/eventsMÉTODO
GETPath Params
| Campo | Tipo | Descrição | Caracteres |
|---|---|---|---|
credit_operation_key* | string | Chave da operação de crédito | UUID |
Response
STATUS
200Response Body
{
"data": [
{
"status": "waiting_signature",
"reason": null,
"cancel_reason": null,
"event_date": "2026-03-13T17:19:59Z"
},
{
"status": "issued",
"reason": null,
"cancel_reason": null,
"event_date": "2026-03-13T17:19:59Z"
},
{
"status": "waiting_disbursement",
"reason": null,
"cancel_reason": null,
"event_date": "2026-03-13T17:19:59Z"
},
{
"status": "opened",
"reason": null,
"cancel_reason": null,
"event_date": "2026-03-13T17:19:59Z"
}
],
"pagination": {
"current_page": 1,
"next_page": null,
"rows_per_page": 10
}
}
Enumeradores de Status da Operação
| Status | Descrição |
|---|---|
waiting_signature | Aguardando assinatura do contrato |
issued | Operação emitida |
waiting_disbursement | Aguardando desembolso |
opened | Operação aberta (desembolso realizado) |
canceled | Operação cancelada |
settled | Operação liquidada (todas as parcelas pagas) |